2065 River Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 2065 River Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,724 sqft · built 1987
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on Record
Tax Bill	$2,668 (2026)
Deeds & Mortgages	Mar 2021 Refinance Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10282`

Property Details

APN / Parcel Number

Primary APN	`10282`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,724 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Area	768 sqft
Pool Type	Above-Ground Pool
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2065 RIVER RD
City	HAYES
State	VA
Zip	23072-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HAYES PARCEL B
Legal Subdivision	PLAT: PB6 223
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	2
Census Block	2001
Census Tract	100301

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 131, HAYES, VA 23072-0131
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERIS BANK
Jan 24, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 27, 2005
Transfer Doc	0000003438
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2065 RIVER RD, HAYES, VA 23072-3532
Transaction Type	Mortgage
Record Updated	Nov 28, 2023
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001792
Date	Mar 10, 2021
Instrument	210001792

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jan 24, 2018
Property Address	2065 RIVER RD, HAYES, VA 23072-3532
Document Number	0180000347
Instrument Date	Jan 18, 2018
Instrument	180000347
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 131, HAYES, VA 23072-0131

Mortgage

Document Number	0180000348
Date	Jan 24, 2018
Instrument	180000348

Lender

Name	EAGLE HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,668.00 (+9.17%)	$457,550 (+14.91%) Land $57,310 Building $400,240	$457,550 (+14.91%) Land $57,310 Building $400,240
2025	$2,444.00 (+5.3%)	$398,190 (-) Land $57,310 Building $340,880	$398,190 (-) Land $57,310 Building $340,880
2024	$2,321.00	$398,190 (-) Land $57,310 Building $340,880	$398,190 (-) Land $57,310 Building $340,880
2023	$2,321.00 (-0.81%)	$398,190 (+23.37%) Land $57,310 Building $340,880	$398,190 (+23.37%) Land $57,310 Building $340,880
2022	$2,340.00	$322,770 Land $55,490 Building $267,280	$322,770 Land $55,490 Building $267,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1998–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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