2048 River Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 2048 River Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,108 sqft · built 1976
Lot Size	0.369 acres (16,074 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,788 (2026)
Deeds & Mortgages	Mar 2021 Refinance May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12269`

Property Details

APN / Parcel Number

Primary APN	`12269`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,108 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	1,708 sqft
Unfinished Basement	1,708 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,074 sqft (0.369 acres)
Garage Area	616 sqft
Pool Area	512 sqft
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2048 RIVER RD
City	HAYES
State	VA
Zip	23072-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HARBOR HILLS BK C LOT 1
Legal Subdivision	PLAT: PB2 171
Legal Lot Number	1
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	2
Census Block	2002
Census Tract	100301

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2048 RIVER RD, HAYES, VA 23072-3532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
May 27, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 27, 2021
Transfer Doc	0000003840
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2048 RIVER RD, HAYES, VA 23072-3532
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210002244
Date	Mar 29, 2021
Instrument	210002244

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	May 27, 2021
Property Address	2048 RIVER RD, HAYES, VA 23072-3532
Document Number	210003840
Instrument Date	May 27, 2021
Instrument	210003840
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 RIVER RD, HAYES, VA 23072-3532

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,788.00 (+11.65%)	$478,200 (+17.58%) Land $59,810 Building $418,390	$478,200 (+17.58%) Land $59,810 Building $418,390
2025	$2,497.00 (+5.31%)	$406,690 (-) Land $59,810 Building $346,880	$406,690 (-) Land $59,810 Building $346,880
2024	$2,371.00	$406,690 (-) Land $59,810 Building $346,880	$406,690 (-) Land $59,810 Building $346,880
2023	$2,371.00 (+0.38%)	$406,690 (+24.81%) Land $59,810 Building $346,880	$406,690 (+24.81%) Land $59,810 Building $346,880
2022	$2,362.00	$325,860 Land $42,640 Building $283,220	$325,860 Land $42,640 Building $283,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1998–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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