2080 River Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 2080 River Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,160 sqft · built 1956
Lot Size	0.266 acres (11,587 sqft)
Owner	Individual Name on File
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Oct 2020 Refinance Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25898`

Property Details

APN / Parcel Number

Primary APN	`25898`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,587 sqft (0.266 acres)
Garage Area	360 sqft
Porch	Slab
Deck Area	128 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2080 RIVER RD
City	HAYES
State	VA
Zip	23072-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HARBOR HILLS BK C LOT 4
Legal Subdivision	PLAT: PB2 171
Legal Lot Number	4
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	2
Census Block	2002
Census Tract	100301

Owner

Source: Gloucester County assessment roll, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2080 RIVER RD, HAYES, VA 23072-3532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PARTNERS 1ST FEDERAL CREDIT UNION
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORPORATION
Oct 26, 2017	Warranty Deed, Transfer · FHA Mortgage JG WENTWORTH HOME LENDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2025
Deed Sale	Mar 19, 2025
Prior Sale	Mar 21, 2022 · Amount on Record
Deed Document Number	20251071
Prior Transfer Date	Mar 3, 2025
Prior Transfer Doc	0000001071
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2080 RIVER RD, HAYES, VA 23072-3532
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200005463
Date	Oct 2, 2020
Instrument	200005463

Lender

Name	PARTNERS 1ST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 21, 2022
Property Address	2080 RIVER RD, HAYES, VA 23072-3532
Document Number	0220001669
Instrument Date	Mar 7, 2022
Instrument	220001669
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	PENINSULAR TITLE COMPANY INC, PENINSULA TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2080 RIVER RD, HAYES, VA 23072-3532

Mortgage

Document Number	0220001670
Date	Mar 21, 2022
Instrument	220001670

Lender

Name	HOMESPIRE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 26, 2017
Property Address	2080 RIVER RD, HAYES, VA 23072-3532
Document Number	0170005137
Instrument Date	Oct 4, 2017
Instrument	170005137
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	NOT AVAILABLE, 1ST VIRGINIA TITLE & ESCR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2080 RIVER RD, HAYES, VA 23072-3532

Mortgage

Document Number	0170005138
Date	Oct 26, 2017
Instrument	170005138

Lender

Name	JG WENTWORTH HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,406.00 (+5.32%)	$229,140 (-) Land $56,510 Building $172,630	$229,140 (-) Land $56,510 Building $172,630
2024	$1,335.00	$229,140 (-) Land $56,510 Building $172,630	$229,140 (-) Land $56,510 Building $172,630
2023	$1,335.00 (+23.96%)	$229,140 (+54.18%) Land $56,510 Building $172,630	$229,140 (+54.18%) Land $56,510 Building $172,630
2022	$1,077.00	$148,620 Land $35,040 Building $113,580	$148,620 Land $35,040 Building $113,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1998–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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