2056 River Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 2056 River Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,792 sqft · built 1975
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jun 2012)
Tax Bill	$1,742 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18723`

Property Details

APN / Parcel Number

Primary APN	`18723`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Garage Area	546 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2056 RIVER RD
City	HAYES
State	VA
Zip	23072-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HARBOR HILLS BK C LOT 2
Legal Subdivision	PLAT: PB2 171
Legal Lot Number	2
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	2
Census Block	2002
Census Tract	100301

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2056 RIVER RD, HAYES, VA 23072-3532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit MIDDLE PENINSULA PLANNING DISTRICT COMMI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2012 · Amount on File
Deed Sale	Jun 1, 2012 · Amount on File
Deed Book / Page	1200 / 3010
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 16, 2026
Property Address	2056 RIVER RD, HAYES, VA 23072-3532
Document Number	0000002644
Instrument Date	Apr 17, 2026
Instrument	20262644
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2056 RIVER RD, HAYES, VA 23072-3532

Mortgage

Document Number	0000002644,
Date	Jun 16, 2026
Instrument	20262644

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2056 RIVER RD, HAYES, VA 23072-3532
Transaction Type	Mortgage
Record Updated	Apr 26, 2023
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000986
Date	Mar 15, 2023
Instrument	230000986

Lender

Name	MIDDLE PENINSULA PLANNING DISTRICT COMMI

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,742.00 (+3.44%)	$298,790 (+8.9%) Land $59,010 Building $239,780	$298,790 (+8.9%) Land $59,010 Building $239,780
2025	$1,684.00 (+5.32%)	$274,360 (-) Land $59,010 Building $215,350	$274,360 (-) Land $59,010 Building $215,350
2024	$1,599.00	$274,360 (-) Land $59,010 Building $215,350	$274,360 (-) Land $59,010 Building $215,350
2023	$1,599.00 (+13.81%)	$274,360 (+41.56%) Land $59,010 Building $215,350	$274,360 (+41.56%) Land $59,010 Building $215,350
2022	$1,405.00	$193,810 Land $40,910 Building $152,900	$193,810 Land $40,910 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1998–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Nearby Properties on River Rd

Nearby Streets

All Hayes, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures