20968 Lava Flow Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20968 Lava Flow Ln, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,727 sqft · built 2005
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Aug 2019)
Tax Bill	$4,581 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171222 BA 04900`

Property Details

APN / Parcel Number

Primary APN	`171222 BA 04900`
Alternative APN	`245053`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,727 sqft Living Area
1st Floor Area	1,106 sqft
2nd Floor Area	1,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Mixed
Garage Area	663 sqft
Deck Area	51 sqft

Location & Zoning

Account Number	245053
Street Address	20968 LAVA FLOW LN
City	BEND
State	OR
Zip	97701-7108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:71 SUBD:LAVA RIDGES PHASE 3 SEC/TWN/RNG/MER:SEC 22 TWN 17 RNG 12 MAP REF:171222-BA
Legal Range	12E
Legal Township	17S
Legal Section	22
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	LAVA RIDGES PHASE 3
Legal Lot Number	71
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1007
Census Tract	1101

Owner

Source: Deschutes County records · APN 171222 BA 04900

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20968 LAVA FLOW LN, BEND, OR 97701-7108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jun 10, 2020	Deed of Trust, Mortgage · Conventional with PMI INTERCONTINENTAL CAP
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Aug 03, 2005 · Amount on Record
Deed Document Number	2019-29859
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20968 LAVA FLOW LN, BEND, OR 97701-7108
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048376
Date	Aug 19, 2021
Instrument	2021-48376

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20968 LAVA FLOW LN, BEND, OR 97701-7108
Document Number	0000036405
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 04, 2020
Title Company	AMER TITLE, AMERI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20968 LAVA FLOW LN BEND OR 977017108, BEND, OR 97701-7108

Mortgage

Document Number	0000036405
Date	Jul 27, 2020
Instrument	36405

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 16, 2019
Property Address	20968 LAVA FLOW LN, BEND, OR 97701-7108
Document Number	0000029859
Map Reference	CAB G PG 408
Instrument Date	Aug 15, 2019
Instrument	2019-29859
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20968 LAVA FLOW LN, BEND, OR 97701-7108

Mortgage

Document Number	0000029860
Date	Aug 16, 2019
Instrument	2019-29860

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,581.00 (+3.95%)	$271,130 (+3%)	$796,500 (-4.42%) Land $223,000 Building $573,500
2024	$4,407.00 (+7.88%)	$263,240 (+3%)	$833,290 (+1.01%) Land $223,000 Building $610,290
2023	$4,085.00	$255,580	$824,990 Land $218,000 Building $606,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
Lumen Technologies DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Webformix Company.

Based on FCC filings for 205 locations within half a mile of this property.

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