20973 Lava Flow Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20973 Lava Flow Ln, Bend, OR 97701 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,633 sqft Living Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2009)
Tax Bill$4,477.00 (2025)

Property Details

APN / Parcel Number

Primary APN171222 BA 04000
Alternative APN
  • 245044

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,633 sqft Living Area
1st Floor1,114 sqft 1st Floor
2nd Floor1,519 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Architectural StyleSplit Level Style
Lot Area5,663 sqft (0.13 acres)
Garage TypeMixed Garage
Garage Area660 sqft Garage

Location & Zoning

Account Number245044
Street Address20973 LAVA FLOW LN
CityBEND
StateOR
Zip97701-7108
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT:53 SUBD:LAVA RIDGES PHASE 3 SEC/TWN/RNG/MER:SEC 22 TWN 17 RNG 12 MAP REF:171222-BA
Legal Range12E
Legal Township17S
Legal Section22
Legal QuarterNW
Legal Quarter QuarterNE
Legal SubdivisionLAVA RIDGES PHASE 3
Legal Lot Number53
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup1
Census Block1009
Census Tract1101

Owner

Source: Deschutes County records · APN 171222 BA 04000

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address20973 LAVA FLOW LN, BEND, OR 97701-7108
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 2009 · Amount on Record
Deed SaleJun 19, 2009 · Amount on Record
Prior SaleJun 19, 2009 · Amount on Record
Deed Doc Number0000025952
Last Transfer DateJul 15, 2009
Transfer Doc0000029930
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20973 LAVA FLOW LN, BEND, OR 97701-7108
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20973 LAVA FLOW LN, BEND, OR 97701-7108

Mortgage

Document Number0000056968
DateOct 07, 2021
Instrument2021-56968
Lender
NameUMPQUA BANK
TypeBank
AddressBEND, OR 97701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 30, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,477.00 (+3.95%)$264,980 (+3%)$779,500 (-4.41%) Land $219,500 Building $560,000
2024$4,307.00 (+7.86%)$257,270 (+3%)$815,430 (+1.02%) Land $219,500 Building $595,930
2023$3,993.00$249,780$807,200 Land $214,500 Building $592,700

Flood & Wildfire

20973 Lava Flow Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Lava Flow Ln

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