20985 Lava Flow Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20985 Lava Flow Ln, Bend, OR 97701 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,794 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$558,500 (2020)
Tax Bill$4,712.00 (2025)

Owner

Source: Deschutes County records · APN 171222 BA 04100

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20985 LAVA FLOW LN, BEND, OR 97701-7108
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
ONY GLO INC
Feb 27, 2020Warranty Deed, Transfer · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2020 · Amount on Record
Deed SaleFeb 27, 2020 · Amount on Record
Prior SaleMar 20, 2006 · Amount on Record
Deed Doc Number2020-08565
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20985 LAVA FLOW LN, BEND, OR 97701-7108
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068137
DateDec 16, 2020
Instrument2020-68137
Lender
NameONY GLO INC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateFeb 27, 2020
Property Address20985 LAVA FLOW LN, BEND, OR 97701-7108
Document Number0000008565
Instrument DateFeb 24, 2020
Instrument8565
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$559.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address20985 LAVA FLOW LN BEND OR 977017108, BEND, OR 97701-7108

Mortgage

Document Number8566
DateFeb 27, 2020
Instrument8566
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2050

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,712.00 (+3.93%)$278,930 (+3%)$829,450 (-4.51%) Land $219,500 Building $609,950
2024$4,534.00 (+7.88%)$270,810 (+3%)$868,590 (+0.99%) Land $219,500 Building $649,090
2023$4,203.00$262,930$860,070 Land $214,500 Building $645,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN171222 BA 04100
Alternative APN
  • 245045

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,794 sqft Living Area
1st Floor1,430 sqft 1st Floor
2nd Floor1,364 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Architectural StyleSplit Level Style
Lot Area6,534 sqft (0.15 acres)
Garage TypeMixed Garage
Garage Area719 sqft Garage

Location & Zoning

Account Number245045
Street Address20985 LAVA FLOW LN
CityBEND
StateOR
Zip97701-7108
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT:52 SUBD:LAVA RIDGES PHASE 3 SEC/TWN/RNG/MER:SEC 22 TWN 17 RNG 12 MAP REF:171222-BA
Legal Range12E
Legal Township17S
Legal Section22
Legal QuarterNW
Legal Quarter QuarterNE
Legal SubdivisionLAVA RIDGES PHASE 3
Legal Lot Number52
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup1
Census Block1009
Census Tract1101

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