Deschutes County property record for 20955 Lava Flow Ln, Bend, OR 97701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,870 sqft · built 2005 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $364,889 (Aug 2005) |
| Tax Bill | $4,541 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171222-BA-03700 |
| Primary APN | 171222-BA-03700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,870 sqft Living Area |
| Gross Area | 3,540 sqft |
| 1st Floor Area | 1,124 sqft |
| Bonus Room | Bonus Room |
| Breakfast Nook | Breakfast Nook |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 670 sqft |
| Account Number | 245041 |
|---|---|
| Street Address | 20955 LAVA FLOW LN |
| City | BEND |
| State | OR |
| Zip | 97701-7108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAVA RIDGES PHASE 3 LOT 56 |
| Legal Range | 12 |
| Legal Township | 17 |
| Legal Section | 22 |
| Legal Subdivision | LAVA RIDGES PHASE 3 |
| Legal Lot Number | 56 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1101 |
Source: Deschutes County records · APN 171222-BA-03700
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20955 LAVA FLOW LN, BEND, OR 97701-7108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA |
| Jun 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Sep 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2005 · Amount on Record |
| Deed Sale | Aug 19, 2005 · Amount on Record |
| Prior Sale | Aug 19, 2005 · Amount on Record |
| Deed Document Number | 200555198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 21, 2026 |
| Property Address | 20955 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000015299 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 202615299 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20955 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000015299, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202615299 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20955 LAVA FLOW LN, BEND, OR 97701-7108 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20955 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000014286 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 2023-14286 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20955 LAVA FLOW LN, BEND, OR 97701-7108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032775 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 2019-32775 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20955 LAVA FLOW LN, BEND, OR 97701-7108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010286 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-10286 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,541.00 (+3.94%) | $268,770 (+3%) | $790,720 (-4.43%) Land $219,500 Building $571,220 |
| 2024 | $4,369.00 (+7.88%) | $260,950 (+3%) | $827,370 (+1.01%) Land $219,500 Building $607,870 |
| 2023 | $4,050.00 | $253,350 | $819,070 Land $214,500 Building $604,570 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170011011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Cable | 1,000 / 20 |
| Yellowknife Wireless Company | Fixed Wireless (licensed-by-rule) | 700 / 200 |
| Lumen Technologies | DSL | 140 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Webformix Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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