Deschutes County property record for 20956 Lava Flow Ln, Bend, OR 97701 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,870 sqft · built 2005 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Oct 2020) |
| Tax Bill | $4,685 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2019 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171222 BA 05200 |
| Primary APN | 171222 BA 05200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,870 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| 2nd Floor Area | 1,746 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Split Level |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Mixed |
| Garage Area | 670 sqft |
| Account Number | 245056 |
|---|---|
| Street Address | 20956 LAVA FLOW LN |
| City | BEND |
| State | OR |
| Zip | 97701-7108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:69 SUBD:LAVA RIDGES PHASE 3 SEC/TWN/RNG/MER:SEC 22 TWN 17 RNG 12 MAP REF:171222-BA |
| Legal Range | 12E |
| Legal Township | 17S |
| Legal Section | 22 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NE |
| Legal Subdivision | LAVA RIDGES PHASE 3 |
| Legal Lot Number | 69 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1101 |
Source: Deschutes County records · APN 171222 BA 05200
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20956 LAVA FLOW LN, BEND, OR 97701-7108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU |
| May 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Dec 15, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on Record |
| Deed Sale | Oct 30, 2020 · Amount on Record |
| Prior Sale | Jul 01, 2016 · Amount on Record |
| Deed Document Number | 2020-57709 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20956 LAVA FLOW LN, BEND, OR 97701-7108 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 20956 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000019063 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022-19063 |
| Name | SELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97477 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20956 LAVA FLOW LN, BEND, OR 97701-7108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000017434 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2019-17434 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Oct 30, 2020 |
| Property Address | 20956 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000057709 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 2020-57709 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20956 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000057710 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020-57710 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20956 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000050945 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20956 LAVA FLOW LN BEND OR 977017108, BEND, OR 97701-7108 |
| Document Number | 0000050945 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 50945 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2047 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,685.00 (+3.95%) | $277,300 (+3%) | $818,320 (-4.48%) Land $219,500 Building $598,820 |
| 2024 | $4,507.00 (+7.87%) | $269,230 (+3%) | $856,740 (+1%) Land $219,500 Building $637,240 |
| 2023 | $4,178.00 | $261,390 | $848,280 Land $214,500 Building $633,780 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170011011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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