Deschutes County property record for 20944 Lava Flow Ln, Bend, OR 97701 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,390 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $820,000 (2022) |
| Tax Bill | $4,117.00 (2025) |
Source: Deschutes County records · APN 171222-BA-05300
Assessment roll updated November 5, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20944 LAVA FLOW LN, BEND, OR 97701-7108 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Jul 23, 2021 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Prior Sale | Sep 19, 2018 · Amount on Record |
| Deed Doc Number | 202229092 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 27, 2022 |
| Property Address | 20944 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000029092 |
| Map Reference | DOC 2004-50023 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022-29092 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20944 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000029107 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022-29107 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20944 LAVA FLOW LN, BEND, OR 97701-7108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20944 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000043379 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-43379 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97213 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20944 LAVA FLOW LN, BEND, OR 97701-7108 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020270 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021-20270 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Feb 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 19, 2018 |
| Property Address | 20944 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000038163 |
| Map Reference | DOC2004-50023 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2018-38163 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20944 LAVA FLOW LN, BEND, OR 97701-7108 |
| Document Number | 0000038164 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 2018-38164 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,117.00 (+3.94%) | $243,680 (+3%) | $692,100 (-4.2%) Land $219,500 Building $472,600 |
| 2024 | $3,961.00 (+7.87%) | $236,590 (+3%) | $722,420 (+1.08%) Land $219,500 Building $502,920 |
| 2023 | $3,672.00 | $229,700 | $714,700 Land $214,500 Building $500,200 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 171222-BA-05300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,390 sqft Living Area |
| Gross Area | 2,950 sqft Gross Area |
| 1st Floor | 936 sqft 1st Floor |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Great Room | Great Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level Style |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 560 sqft Garage |
| Account Number | 245057 |
|---|---|
| Street Address | 20944 LAVA FLOW LN |
| City | BEND |
| State | OR |
| Zip | 97701-7108 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAVA RIDGES PHASE 3 LOT 68 |
| Legal Range | 12 |
| Legal Township | 17 |
| Legal Section | 22 |
| Legal Subdivision | LAVA RIDGES PHASE 3 |
| Legal Lot Number | 68 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 1101 |
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