Deschutes County property record for 20949 Lava Flow Ln, Bend, OR 97701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,154 sqft · built 2005 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $230,000 (Jul 2009) |
| Tax Bill | $4,115 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171222 BA 03600 |
| Primary APN | 171222 BA 03600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 786 sqft |
| 2nd Floor Area | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Split Level |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Mixed |
| Garage Area | 644 sqft |
| Account Number | 245040 |
|---|---|
| Street Address | 20949 LAVA FLOW LN |
| City | BEND |
| State | OR |
| Zip | 97701-7108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GI |
| Legal Description | LOT:57 SUBD:LAVA RIDGES PHASE 3 SEC/TWN/RNG/MER:SEC 22 TWN 17 RNG 12 MAP REF:171222-BA |
| Legal Range | 12E |
| Legal Township | 17S |
| Legal Section | 22 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NE |
| Legal Subdivision | LAVA RIDGES PHASE 3 |
| Legal Lot Number | 57 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1101 |
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 20949 LAVA FLOW LN, BEND, OR 97701-7108 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2009 · Amount on Record |
| Deed Sale | Jul 21, 2009 · Amount on Record |
| Prior Sale | Apr 16, 2009 · Amount on Record |
| Deed Document Number | 2009-31005 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20949 LAVA FLOW LN, BEND, OR 97701-7108 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000024075 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021-24075 |
| Name | CANOPY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,115.00 (+3.94%) | $243,580 (+3%) | $713,400 (-4.25%) Land $219,500 Building $493,900 |
| 2024 | $3,959.00 (+7.87%) | $236,490 (+3%) | $745,090 (+1.06%) Land $219,500 Building $525,590 |
| 2023 | $3,670.00 | $229,610 | $737,240 Land $214,500 Building $522,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, Webformix.
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