20935 Cullen Ranch Rd, Katy, TX 77449 Property Records

Harris County property record for 20935 Cullen Ranch Rd, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,797 sqft · built 2018
Lot Size0.126 acres (5,496 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Jun 2018)
Tax Bill$6,883 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN139-105-005-0005

Property Details

APN / Parcel Number

Primary APN139-105-005-0005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,797 sqft Living Area
1st Floor Area1,526 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area5,496 sqft (0.126 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1391050050005
Street Address20935 CULLEN RANCH RD
CityKATY
StateTX
Zip77449-2171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BLK 5 MEADOWS AT WESTFIELD VILLAGE SEC 1
Legal SubdivisionMEADOWS AT WESTFIELD VILLAGE SEC 1
Legal Block5
Legal Lot Number5
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2011
Census Tract542202

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20935 CULLEN RANCH RD, KATY, TX 77449-2171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2018 · Amount on Record
Deed SaleJun 26, 2018 · Amount on Record
Deed Document Number2018283665
Prior Transfer DateJun 22, 2018
Prior Transfer Doc2018283665
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20935 CULLEN RANCH RD, KATY, TX 77449-2171
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021382820
DateJul 8, 2021
Instrument2021-382820
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term326 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$314,232 (-7.55%) Land $61,186 Building $253,046$314,232 (-7.55%) Land $61,186 Building $253,046
2025$6,883.00 (+187.51%) Homeowner's exemption$339,897 (-12.48%) Land $61,186 Building $278,711$339,897 (-12.48%) Land $61,186 Building $278,711
2024$2,394.00 (+20.73%)
2023$388,369 Land $61,186 Building $327,183$388,369 Land $61,186 Building $327,183
2022$1,983.00 (+11.97%)
2020$1,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies95 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST HARRIS COUNTY MUD 12
serves 7,764 people · EPA ID TX1011901
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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