20923 Cullen Ranch Rd, Katy, TX 77449 Property Records

Harris County property record for 20923 Cullen Ranch Rd, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,987 sqft · built 2017
Lot Size0.121 acres (5,269 sqft)
OwnerCompany Name on Record
Tax Bill$6,939 (2025)
Deeds & MortgagesApr 2022 Mortgage
Aug 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN139-105-005-0002

Property Details

APN / Parcel Number

Primary APN139-105-005-0002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,987 sqft Living Area
1st Floor Area1,987 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area5,269 sqft (0.121 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1391050050002
Street Address20923 CULLEN RANCH RD
CityKATY
StateTX
Zip77449-2171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 BLK 5 MEADOWS AT WESTFIELD VILLAGE SEC 1
Legal SubdivisionMEADOWS AT WESTFIELD VILLAGE SEC 1
Legal Block5
Legal Lot Number2
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2011
Census Tract542202

Owner

Source: Harris County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Special Warranty Deed, Transfer · Commercial Mortgage
BANK OF AMERICA NA
Aug 17, 2021Warranty Deed, Transfer
NOT AVAILABLE, OSNTX
Sep 30, 2020Loan Modification, Mortgage · FHA Mortgage
RANLIFE HM LNS
Apr 23, 2018Vendor's Lien, Transfer · FHA Mortgage
RANLIFE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2021
Deed SaleAug 17, 2021
Prior SaleApr 23, 2018 · Amount on Record
Deed Document Number2021467051
Prior Transfer DateApr 19, 2018
Prior Transfer Doc0000170408
Record UpdatedSep 20, 2026

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHARRIS TX
Recording DateApr 8, 2022
Property Address20923 CULLEN RANCH RD, KATY, TX 77449-2171
Document Number0000186750
Map ReferenceMF 682490
Instrument DateApr 7, 2022
Instrument2022-186750
Transaction TypeTransfer
Record UpdatedSep 2, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address15771 RED HILL AVE # AVE100, 15771, TUSTIN, CA 92780-7303

Transferred To (Grantee/Buyer)

NameVerified Name
Address15771 RED HILL AVE # 100, 100, TUSTIN, CA 92780-7303
Mail Care OfTRICON AMERICAN HOMES LLC
InvestorPossibly a Property Investor

Mortgage

Document Number0000186751
DateApr 8, 2022
Instrument2022-186751
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateAug 17, 2021
Property Address20923 CULLEN RANCH RD, KATY, TX 77449-2171
Document Number0000467051
Map ReferenceMF 682490
Instrument DateAug 16, 2021
Instrument2021-467051
Transaction TypeTransfer
Record UpdatedSep 2, 2022
Title CompanyNOT AVAILABLE, OSNTX

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 15087, SANTA ANA, CA 92735-0087
InvestorPossibly a Property Investor

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address20923 CULLEN RANCH RD, KATY, TX 77449-2171
Document Number0000530666
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedNov 11, 2020
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20923 CULLEN RANCH RD KATY TX 774492171, KATY, TX 77449-2171

Mortgage

Document Number0000530666
DateNov 2, 2020
Instrument530666
Lender
NameRANLIFE HM LNS
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

April 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateApr 23, 2018
Property Address20923 CULLEN RANCH RD, KATY, TX 77449-2171
Document Number0000170408
Map ReferencePL 682490
Instrument DateApr 19, 2018
Instrument2018-170408
Transaction TypeTransfer
Record UpdatedSep 2, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20923 CULLEN RANCH RD, KATY, TX 77449-2171

Mortgage

Document Number0000170409
DateApr 23, 2018
Instrument2018-170409
Lender
NameRANLIFE INC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,939.00 (-0.26%)$286,689 (-3.57%) Land $60,921 Building $225,768$286,689 (-3.57%) Land $60,921 Building $225,768
2024$6,957.00 (+240.7%)
2023$297,305 Land $60,921 Building $236,384$297,305 Land $60,921 Building $236,384
2022$2,042.00 (+26.75%)
2020$1,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies95 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST HARRIS COUNTY MUD 12
serves 7,764 people · EPA ID TX1011901
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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