Harris County property record for 20927 Cullen Ranch Rd, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,901 sqft · built 2018 |
| Lot Size | 0.122 acres (5,331 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $236,200 (Jul 2018) |
| Tax Bill | $5,828 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-105-005-0003 |
| Primary APN | 139-105-005-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,901 sqft Living Area |
| 1st Floor Area | 1,901 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,331 sqft (0.122 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1391050050003 |
|---|---|
| Street Address | 20927 CULLEN RANCH RD |
| City | KATY |
| State | TX |
| Zip | 77449-2171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BLK 5 MEADOWS AT WESTFIELD VILLAGE SEC 1 |
| Legal Subdivision | MEADOWS AT WESTFIELD VILLAGE SEC 1 |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 542202 |
20927 Cullen Ranch Rd is owned and occupied by two individuals who bought it in July 2018.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20927 CULLEN RANCH RD, KATY, TX 77449-2171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage UNION HM MTG CORP |
| Jun 28, 2018 | Deed of Trust, Mortgage KBHS HM LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on File |
| Deed Sale | Jul 2, 2018 · Amount on File |
| Deed Document Number | 2018294786 |
| Prior Transfer Date | Jun 28, 2018 |
| Prior Transfer Doc | 2018294786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20927 CULLEN RANCH RD, KATY, TX 77449-2171 |
| Document Number | 0000035763 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20927 CULLEN RANCH RD KATY TX 774492171, KATY, TX 77449-2171 |
| Document Number | 0000035763 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 35763 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jan 21, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20927 CULLEN RANCH RD, KATY, TX 77449-2171 |
| Document Number | 0000294787 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20927 CULLEN RANCH RD KATY TX 774492171, KATY, TX 77449-2171 |
| Document Number | 0000294787 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 294787 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75063 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 20927 Cullen Ranch Rd was $5,828 with a homeowner's exemption, up 194.6% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,501 (-6.28%) Land $60,993 Building $213,508 | $274,501 (-6.28%) Land $60,993 Building $213,508 | |
| 2025 | $5,828.00 (+194.64%) Homeowner's exemption | $292,889 Land $60,993 Building $231,896 | $292,889 Land $60,993 Building $231,896 |
| 2024 | $1,978.00 | ||
| 2023 | $299,695 Land $60,993 Building $238,702 | $299,695 Land $60,993 Building $238,702 | |
| 2022 | $1,659.00 | ||
| 2020 | $1,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20927 Cullen Ranch Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20927 Cullen Ranch Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST HARRIS COUNTY MUD 12 serves 7,764 people · EPA ID TX1011901 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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