2064 E Coggins Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2064 E Coggins Rd, Pinconning, MI 48650

Property Summary

Property TypeSingle Family Home
Lot Size0.97 acres (42,253 sqft)
OwnerIndividual Name on Record
Last Sale$105,500 (Mar 2026)
Tax Bill$315 (2025)
Deeds & MortgagesMortgage
Mar 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-011-300-085-01

Property Details

APN / Parcel Number

Primary APN040-011-300-085-01
Alternative APN
  • 040-011-300-085-00

Exterior

Lot Area42,253 sqft (0.97 acres)

Location & Zoning

Street Address2064 E COGGINS RD
CityPINCONNING
StateMI
Zip48650-9757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT THE W ? COR OF SEC 11; TH S86?19'14"E 621.95 FT TO THE POB; TH CONT S86?19'14"E 80.10 FT; TH S04?21'46"W 520.72 FT TO
JurisdictionBAY MI
Township / Civil DivisionFRASER
Census Block Group3
Census Block3024
Census Tract286200

Owner

Source: Bay County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4898 WALT RD, LEWISTON, MI 49756
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Deed of Trust, Mortgage
Mar 3, 2026Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Aug 1, 2018Warranty Deed, Transfer
ACADEMY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2026 · Amount on Record
Deed SaleMar 3, 2026 · Amount on Record
Deed Document Number20262267
Prior Transfer DateDec 16, 2025
Prior Transfer Doc0000015559
Record UpdatedSep 20, 2026

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address2064 E COGGINS RD, PINCONNING, MI 48650-9757
Transaction TypeMortgage
Record UpdatedMay 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateMar 3, 2026
Property Address2064 E COGGINS RD, PINCONNING, MI 48650-9757
Document Number0000002267
Instrument DateFeb 27, 2026
Instrument202602267
Transaction TypeTransfer
Record UpdatedMay 18, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$791.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2064 E COGGINS RD, PINCONNING, MI 48650-9757

Transferred To (Grantee/Buyer)

NameVerified Name
Address4898 WALT RD, LEWISTON, MI 49756

Mortgage

Document Number0000002268
DateMar 3, 2026
Instrument202602268
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

Mortgage

Document Number0000002269
DateMar 3, 2026
Instrument202602269
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateAug 1, 2018
Property Address2064 E COGGINS RD, PINCONNING, MI 48650-9757
Document Number0000010576
Instrument DateJul 31, 2018
Instrument10576
Transaction TypeTransfer
Record UpdatedOct 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$478.59
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2064 E COGGINS RD PINCONNING MI 486509757, PINCONNING, MI 48650-9757

Mortgage

Document Number10577
DateAug 1, 2018
Instrument10577
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
AmountAmount Recorded
Term360 Months
DueJul 31, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionFraser Township
Unified School DistrictPinconning Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026Homeowner's exemption$42,700 (+2.64%)$85,400 (+2.64%)
2025$315.00 (-73.15%) Homeowner's exemption$41,600 (+26.44%)$83,200 (+26.44%)
2024$1,173.00 (+9.63%)
2023$32,900$65,800
2022$1,070.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1986–2020)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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