209 E Lawrence Ave, Effingham, IL 62401 Property Records

Effingham County property record for 209 E Lawrence Ave, Effingham, IL 62401 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,168 sqft · built 1964
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Sep 2020)
Tax Bill	$3,529 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-050-012`

Property Details

APN / Parcel Number

Primary APN	`03-16-050-012`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,168 sqft Base Area
1st Floor Area	1,168 sqft 1st Floor
Basement Area	1,168 sqft Basement
Unfinished Basement	1,168 sqft Unfinished
Stories	1 Story

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	22,651 sqft (0.52 acres)
Parking Spaces	1 Parking Space
Garage Area	216 sqft Garage

Location & Zoning

Street Address	209 E LAWRENCE AVE
City	EFFINGHAM
State	IL
Zip	62401-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 RALPH C BOGAN 2ND ADD 3611/121 2333/321 2333/319 2147/352 620/230
Legal Subdivision	BOGAN 2ND ADDITION
Legal Lot Number	5
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3003
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-050-012

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 E LAWRENCE AVE, EFFINGHAM, IL 62401-3844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Jul 19, 2007 · Amount on Record
Deed Document Number	202020005125
Deed Book / Page	3611 / 121
Prior Transfer Date	Jul 11, 2007
Prior Transfer Doc	2333/319
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 16, 2020
Property Address	209 E LAWRENCE AVE, EFFINGHAM, IL 62401-3844
Document Number	3611/121
Book / Page	3611 / 121
Map Reference	MB 3 PG 306
Instrument Date	Sep 12, 2020
Instrument	202020005125
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	THE TITLE CENTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	209 E LAWRENCE AVE, EFFINGHAM, IL 62401-3844

Mortgage

Document Number	202020005126
Date	Sep 16, 2020
Instrument	202020005126

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,529.00 (+25.54%)	$58,240 (+19.91%) Land $12,820 Building $45,420	$174,720 (+19.91%) Land $38,460 Building $136,260
2022	$2,811.00 Homeowner's exemption	$48,570 Land $10,690 Building $37,880	$145,710 Land $32,070 Building $113,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.