207 E Lawrence Ave, Effingham, IL 62401 Property Records

Effingham County property record for 207 E Lawrence Ave, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1964
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$2,918 (2022)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-050-013`

Property Details

APN / Parcel Number

Primary APN	`03-16-050-013`

Interior

Stories	1 Story
Building Area	1,248 sqft Base Area
Basement Area	1,248 sqft

Exterior

Year Built	Built 1964
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	207 E LAWRENCE AVE
City	EFFINGHAM
State	IL
Zip	62401-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 RALPH C BOGAN 2ND SUB 2606/80 1281/53 498/137
Legal Subdivision	BOGAN 2ND SUBDIVISION
Legal Lot Number	6
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3003
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-050-013

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	207 E LAWRENCE AVE, EFFINGHAM, IL 62401-3844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2010
Deed Sale	Mar 18, 2010
Deed Document Number	201001001133
Deed Book / Page	2606 / 080
Record Updated	Jun 07, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	207 E LAWRENCE AVE, EFFINGHAM, IL 62401-3844
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E LAWRENCE AVE, EFFINGHAM, IL 62401-3844

Mortgage

Document Number	202626000160
Date	Jan 14, 2026
Instrument	202626000160

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate	6.62%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,918.00 Homeowner's exemption	$50,160 Land $9,990 Building $40,170	$150,480 Land $29,970 Building $120,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.