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204 E Lawrence Ave, Effingham, IL 62401 Property Records

Effingham County property record for 204 E Lawrence Ave, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details1,176 sqft · built 1968
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jun 2022)
Tax Bill$1,907 (2022)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-16-050-008

Property Details

APN / Parcel Number

Primary APN03-16-050-008

Interior

Stories2 Stories
Building Area1,176 sqft Base Area
Basement Area360 sqft

Exterior

Year BuiltBuilt 1968
Construction TypeFrame
Lot Area9,583 sqft (0.219 acres)
Garage Area384 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address204 E LAWRENCE AVE
CityEFFINGHAM
StateIL
Zip62401-3843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 RALPH C BOGAN 2ND ADD 3789/90 1136/22 870/204
Legal SubdivisionBOGAN 2ND ADDITION
Legal Lot Number1
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group3
Census Block3003
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-050-008

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address204 E LAWRENCE AVE, EFFINGHAM, IL 62401-3843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2022Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 24, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Oct 16, 2017Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2022 · Amount on Record
Deed SaleJun 07, 2022 · Amount on Record
Deed Document Number202222002367
Deed Book / Page3789 / 90
Record UpdatedJun 07, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJun 07, 2022
Property Address204 E LAWRENCE AVE, EFFINGHAM, IL 62401-3843
Document Number0003789/90
Book / Page3789 / 90
Map ReferenceMB 3 PG 306
Instrument DateJun 01, 2022
Instrument202222002367
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address204 E LAWRENCE AVE, EFFINGHAM, IL 62401-3843

Mortgage

Document Number202222002368
DateJun 07, 2022
Instrument202222002368
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address204 E LAWRENCE AVE, EFFINGHAM, IL 62401-3843
Transaction TypeMortgage
Record UpdatedAug 15, 2019
Title Company1ST AM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3482/235
DateJul 24, 2019
Book Page3482/235
Instrument201901902801
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 25, 2049

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address204 E LAWRENCE AVE, EFFINGHAM, IL 62401-3843
Transaction TypeMortgage
Record UpdatedNov 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201701704840
DateOct 16, 2017
Book Page3340/185
Instrument201701704840
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 25, 2047

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$1,907.00 Homeowner's exemption Senior Citizen's exemption$40,500 Land $9,310 Building $31,190$121,500 Land $27,930 Building $93,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2019, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wabash Telephone CooperativeFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Consolidated CommunicationsDSL250 / 40
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
AT&TFixed Wireless100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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