Effingham County property record for 203 E Lawrence Ave, Effingham, IL 62401 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,392 sqft · built 1964 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Nov 2021) |
| Tax Bill | $2,760 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-050-015 |
| Primary APN | 03-16-050-015 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,392 sqft Base Area |
| 1st Floor Area | 1,392 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Street Address | 203 E LAWRENCE AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 RALPH C BOGAN 2ND SUB 3740/130 3220/286 1411/150 1241/59 536/34 |
| Legal Subdivision | BOGAN 2ND SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-050-015
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 E LAWRENCE AVE, EFFINGHAM, IL 62401-3844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Warranty Deed, Transfer · VA Mortgage MIDLAND STATES BANK |
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MID BANK & TRUST NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Deed Document Number | 202121005678 |
| Deed Book / Page | 3740 / 130 |
| Prior Transfer Date | Jun 27, 2016 |
| Prior Transfer Doc | 3220/286 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Nov 17, 2021 |
| Property Address | 203 E LAWRENCE AVE, EFFINGHAM, IL 62401-3844 |
| Document Number | 003740/130 |
| Book / Page | 3740 / 130 |
| Instrument Date | Nov 08, 2021 |
| Instrument | 202121005678 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 E LAWRENCE AVE, EFFINGHAM, IL 62401-3844 |
| Document Number | 202121005679 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 202121005679 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 203 E LAWRENCE AVE, EFFINGHAM, IL 62401-3844 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3717/212 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 3717/212 |
| Instrument | 202121004263 |
| Name | FIRST MID BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | MATTOON, IL 61938 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,760.00 (+26.78%) | $46,860 (+19.91%) Land $12,740 Building $34,120 | $140,580 (+19.91%) Land $38,220 Building $102,360 |
| 2022 | $2,177.00 Homeowner's exemption | $39,080 Land $10,620 Building $28,460 | $117,240 Land $31,860 Building $85,380 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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