Effingham County property record for 109 E Lawrence Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,270 sqft · built 1940 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,500 (May 2025) |
| Tax Bill | $544 (2024) |
| Deeds & Mortgages | Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-050-020 |
| Primary APN | 03-16-050-020 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,270 sqft Base Area |
| 1st Floor Area | 1,270 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 109 E LAWRENCE AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 50FT OF W 150FT OF LOT 1 OF LOT 4 OF SW NW 3434/321 3434/311 1229/29 843/66 773/293 527/198 |
| Legal Subdivision | M V PKS ADD |
| Legal Lot Number | 1-4 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950600 |
Source: Effingham County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 FOUR SEASONS EST, EFFINGHAM, IL 62401-2931 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2025 · Amount on Record |
| Deed Sale | May 16, 2025 · Amount on Record |
| Prior Sale | Dec 13, 2018 · Amount on Record |
| Deed Document Number | 20251646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Dec 13, 2018 |
| Property Address | 109 E LAWRENCE AVE, EFFINGHAM, IL 62401-3803 |
| Document Number | 3434/321 |
| Book / Page | 3434 / 321 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 201801805164 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $41.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1606, EFFINGHAM, IL 62401-8606 |
Source: Effingham County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $544.00 (-39.76%) | $8,060 (-63.73%) Land $6,220 Building $1,840 | $24,180 (-63.73%) Land $18,660 Building $5,520 |
| 2022 | $903.00 | $22,220 Land $5,180 Building $17,040 | $66,660 Land $15,540 Building $51,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fidium Fiber DSL | 250 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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