Mecosta County property record for 20889 Emerald Ln, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,196 sqft · built 1972 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,959 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01 042 020 000 |
| Primary APN | 01 042 020 000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 2,196 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 984 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 20889 EMERALD LN |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 34 T16N R10W LOT 20 GREENHAVEN SUB |
| Legal Range | 10W |
| Legal Township | 16N |
| Legal Section | 34 |
| Legal Subdivision | GREENHAVEN SUB |
| Legal Lot Number | 20 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960400 |
20889 Emerald Ln is owned and occupied by two individuals who acquired it in January 2026.
Source: Mecosta County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20889 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 1982 |
| Deed Sale | Jun 2, 1982 |
| Last Transfer Date | Jan 21, 2026 |
| Transfer Doc | 00938/4904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jan 26, 2026 |
| Property Address | 20889 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Document Number | 00938/4904 |
| Book / Page | 938 / 4904 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 202600000418 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20889 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20889 EMERALD LANE, FAIRBANKS, AK 99708 |
The 2025 property tax bill for 20889 Emerald Ln was $1,959 with a homeowner's exemption, up 2.3% from the year before.
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Green Charter Township |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,400 (+4.81%) | $278,800 (+4.81%) | |
| 2025 | $1,959.00 (+2.3%) Homeowner's exemption | $133,000 | $266,000 |
| 2024 | $1,915.00 | ||
| 2023 | $109,700 | $219,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20889 Emerald Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20889 Emerald Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
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