20830 Emerald Ln, Big Rapids, MI 49307 Property Records

Mecosta County property record for 20830 Emerald Ln, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,372 sqft · built 1970
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2021)
Tax Bill	$3,116 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01 042 015 000`

Property Details

APN / Parcel Number

Primary APN	`01 042 015 000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,372 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Lot Area	12,197 sqft (0.28 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20830 EMERALD LN
City	BIG RAPIDS
State	MI
Zip	49307-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 34 T16N R10W LOT 15 GREENHAVEN SUB
Legal Range	10W
Legal Township	16N
Legal Section	34
Legal Subdivision	GREENHAVEN SUB
Legal Lot Number	15
Jurisdiction	MECOSTA MI
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2031
Census Tract	960400

Owner

20830 Emerald Ln is owned and occupied by an individual who bought it in December 2021.

Source: Mecosta County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20830 EMERALD LN, BIG RAPIDS, MI 49307-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Deed Document Number	202111742
Deed Book / Page	916 / 1385
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	804/1460
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Dec 28, 2021
Property Address	20830 EMERALD LN, BIG RAPIDS, MI 49307-9725
Document Number	00916/1385
Book / Page	916 / 1385
Map Reference	LB 4 PG 28
Instrument Date	Dec 23, 2021
Instrument	202100011742
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7322 GOLF GATE DR, 7322, LANSING, MI 48917-8836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4665 ALDUN RIDGE AVE NW, COMSTOCK PARK, MI 49321-9034

Mortgage

Document Number	202100011743
Date	Dec 28, 2021
Instrument	202100011743

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20830 Emerald Ln was $3,116 with a homeowner's exemption, up 22.9% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Green Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,300 (+3.66%)	$254,600 (+3.66%)
2025	$3,116.00 (+22.92%) Homeowner's exemption	$122,800	$245,600
2024	$2,535.00
2023		$102,400	$204,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20830 Emerald Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20830 Emerald Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY MANOR private · serves 190 people · EPA ID MI0040656
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	BIG RAPIDS
Lead	19 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000