Mecosta County property record for 20825 Emerald Ln, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jul 2026) |
| Tax Bill | $2,601 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01 042 024 000 |
| Primary APN | 01 042 024 000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,503 sqft Living Area |
| 1st Floor Area | 1,503 sqft |
| Basement Area | 1,188 sqft |
| Unfinished Basement | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 462 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 20825 EMERALD LN |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 34 T16N R10W LOT 24 GREENHAVEN SUB |
| Legal Range | 10W |
| Legal Township | 16N |
| Legal Section | 34 |
| Legal Subdivision | GREENHAVEN SUB |
| Legal Lot Number | 24 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960400 |
Source: Mecosta County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1215 W VIRGINIA AVE, PEORIA, IL 61604-2653 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Jan 9, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on Record |
| Deed Sale | Jul 6, 2026 · Amount on Record |
| Deed Document Number | 20264799 |
| Deed Book / Page | 941 / 4004 |
| Prior Transfer Date | Jan 4, 2019 |
| Prior Transfer Doc | 894/2787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jul 6, 2026 |
| Property Address | 20825 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Document Number | 0000004799 |
| Book / Page | 941 / 4004 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20264799 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1215 W VIRGINIA AVE, PEORIA, IL 61604-2653 |
| Document Number | 0000004792, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 20264792 |
| Name | NEIGHBORHOOD LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jan 9, 2019 |
| Property Address | 20825 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Document Number | 894/2787 |
| Book / Page | 894 / 2787 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 201900000151 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20839 EMERALD LN, 20839, BIG RAPIDS, MI 49307-9725 |
| Name | Verified Name |
|---|---|
| Address | 20839 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Green Charter Township |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,100 (+5.51%) | $222,200 (+5.51%) | |
| 2025 | $2,601.00 (+2.6%) | $105,300 (+21.03%) | $210,600 (+21.03%) |
| 2024 | $2,535.00 | ||
| 2023 | $87,000 | $174,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COUNTRY MANOR private · serves 190 people · EPA ID MI0040656 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | BIG RAPIDS |
| Lead | 19 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
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