Mecosta County property record for 20868 Emerald Ln, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,166 sqft · built 1970 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Apr 2016) |
| Tax Bill | $1,339 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01 042 017 000 |
| Primary APN | 01 042 017 000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,166 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 20868 EMERALD LN |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 34 T16N R10W LOT 17 GREENHAVEN SUB |
| Legal Range | 10W |
| Legal Township | 16N |
| Legal Section | 34 |
| Legal Subdivision | GREENHAVEN SUB |
| Legal Lot Number | 17 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960400 |
Source: Mecosta County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20868 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on Record |
| Deed Sale | Apr 29, 2016 · Amount on Record |
| Prior Sale | Apr 14, 2006 |
| Deed Document Number | 20163272 |
| Deed Book / Page | 864 / 161 |
| Prior Transfer Date | Mar 9, 2005 |
| Prior Transfer Doc | 729/1842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 20868 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20868 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Document Number | 00923/4759 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 923/4759 |
| Instrument | 202300002649 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Green Charter Township |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,700 (+26.61%) | $169,400 (+26.61%) | |
| 2025 | $1,339.00 | ||
| 2023 | $66,900 | $133,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COUNTRY MANOR private · serves 190 people · EPA ID MI0040656 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | BIG RAPIDS |
| Lead | 19 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
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