Mecosta County property record for 20861 Emerald Ln, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jun 2019) |
| Tax Bill | $1,882 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01 042 022 000 |
| Primary APN | 01 042 022 000 |
|---|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|
| Street Address | 20861 EMERALD LN |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 34 T16N R10W LOT 22 GREENHAVEN SUB |
| Legal Range | 10W |
| Legal Township | 16N |
| Legal Section | 34 |
| Legal Subdivision | GREENHAVEN SUB |
| Legal Lot Number | 22 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960400 |
Source: Mecosta County assessment roll, as of July 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20861 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Jun 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Apr 8, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Prior Sale | Jun 21, 2019 · Amount on Record |
| Deed Document Number | 20194348 |
| Deed Book / Page | 898 / 1113 |
| Prior Transfer Date | Apr 12, 2007 |
| Prior Transfer Doc | 00897/0565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 20861 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20861 HERALD LANE, BIG RAPIDS, MI 49307 |
| Document Number | 000915/644 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 915/644 |
| Instrument | 202100010115 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jun 21, 2019 |
| Property Address | 20861 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Document Number | 00898/1113 |
| Book / Page | 898 / 1113 |
| Map Reference | LB 4 PG 20 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 201900004348 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | LAKELAND TITLE/MECOSTA COMPANY, LAKELAND TITLE OF MECOSTA CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18360 EDMORE CITY EDMORE RD, HOWARD CITY, MI 49329 |
| Name | Verified Name |
|---|---|
| Address | 6933 E 14 MILE RD, PARIS, MI 49338-9631 |
| Document Number | 201900004349 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 201900004349 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jun 21, 2019 |
| Property Address | 20861 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Document Number | 00898/1113 |
| Book / Page | 898 / 1113 |
| Map Reference | LB 4 PG 20 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 201900001113 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | NOT AVAILABLE, LAKELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18360 W HOWARD CITY EDMORE RD, HOWARD CITY, MI 49329-9344 |
| Name | Verified Name |
|---|---|
| Address | 6933 E 14 MILE RD, PARIS, MI 49338-9631 |
| Document Number | 201900001115 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 201900001115 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Apr 8, 2019 |
| Property Address | 20861 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Document Number | 00897/0565 |
| Book / Page | 897 / 0565 |
| Instrument Date | Apr 12, 2007 |
| Instrument | 201900002643 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20861 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
Source: Mecosta County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Green Charter Township |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,300 (+20.49%) | $204,600 (+20.49%) | |
| 2024 | $1,882.00 | ||
| 2023 | $84,900 | $169,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COUNTRY MANOR private · serves 190 people · EPA ID MI0040656 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | BIG RAPIDS |
| Lead | 19 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
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