20880 M 60, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 20880 M 60, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1995
Lot Size	8.43 acres (367,211 sqft)
Owner	2 Individual Names on Record
Tax Bill	$639 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-026-001-30`

Property Details

APN / Parcel Number

Primary APN	`013-026-001-30`

Interior

Full Baths	2 Baths
Building Area	1,568 sqft Building Perimeter
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	367,211 sqft (8.43 acres)
Lot Dimensions	250 ft deep x 250 ft wide
Garage Area	1,080 sqft

Location & Zoning

Street Address	20880 M 60
City	THREE RIVERS
State	MI
Zip	49093-9076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 1/4 SEC 26 T5S R11W LYG S & E OF GARMAN-FOSTER DRAIN & W OF A N-S LN LYG 427.67 FT W OF E LN SD SEC. (SPLIT FR/ 013-026-00
Legal Range	11W
Legal Township	05S
Legal Section	26
Jurisdiction	ST JOSEPH MI
Township / Civil Division	PARK
Census Block Group	3
Census Block	3058
Census Tract	40900

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20880 M 60, THREE RIVERS, MI 49093-9076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Jan 4, 2017	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 1998
Deed Sale	Jan 7, 1998
Prior Sale	Nov 12, 1996 · Amount on Record
Deed Book / Page	819 / 96
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	20880 M 60, THREE RIVERS, MI 49093-9076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1882/0893
Date	Aug 25, 2017
Book Page	1882/0893

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	20880 M 60, THREE RIVERS, MI 49093-9076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RESOLUTIONS, TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1853/0150
Date	Jan 4, 2017
Book Page	1853/0150

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Park Township
Unified School District	Mendon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,400	$236,800
2025	$639.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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