20678 M 60, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 20678 M 60, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,540 sqft · built 1993
Lot Size	18.5 acres (809,780 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Feb 2023)
Tax Bill	$5,730 (2025)
Deeds & Mortgages	Jul 2023 Transfer Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`013-026-018-10`

Property Details

APN / Parcel Number

Primary APN	`013-026-018-10`

Interior

Full Baths	2 Baths
Building Area	1,540 sqft Building Perimeter
1st Floor Area	1,027 sqft
Basement Area	1,027 sqft
Unfinished Basement	1,027 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	809,780 sqft (18.5 acres)
Lot Dimensions	250 ft deep x 300 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20678 M 60
City	THREE RIVERS
State	MI
Zip	49093-9068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 395.3 FT E OF CEN SEC 26 T5S R11W TH E 2243.91 FT TO E 1/4 COR TH S 3.7 FT TH SWLY ALG 2864.79 FT RAD CRV L ARC DIST 2300
Legal Range	11W
Legal Township	05S
Legal Section	26
Jurisdiction	ST JOSEPH MI
Township / Civil Division	PARK
Census Block Group	3
Census Block	3058
Census Tract	40900

Owner

20678 M 60 is owned and occupied by two individuals who acquired it in June 2023.

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20678 M 60, THREE RIVERS, MI 49093-9068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Intrafamily Transfer, Transfer
Feb 16, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Sep 13, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Aug 2, 2017	Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	Sep 13, 2019 · Amount on File
Deed Document Number	20231021
Last Transfer Date	Jun 5, 2023
Transfer Doc	2023004822
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 3, 2023
Property Address	20678 M 60, THREE RIVERS, MI 49093-9068
Document Number	2023004822
Instrument Date	Jun 5, 2023
Instrument	2023004822
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 DELAWARE CT, SOUTH HAVEN, MI 49090-1643

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20678 M 60, THREE RIVERS, MI 49093-9068

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 16, 2023
Property Address	20678 M 60, THREE RIVERS, MI 49093-9068
Document Number	2023001021
Instrument Date	Feb 13, 2023
Instrument	2023001021
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20678 M 60, THREE RIVERS, MI 49093-9068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20678 M 60, THREE RIVERS, MI 49093-9068

Mortgage

Date	Feb 16, 2023

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 13, 2019
Property Address	20678 M 60, THREE RIVERS, MI 49093-9068
Document Number	01974/0624
Book / Page	1974 / 0624
Instrument Date	Sep 5, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,515.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20678 M 60, 20678, THREE RIVERS, MI 49093-9068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43195 OHARA CIR, STERLING HEIGHTS, MI 48314-3530

Mortgage

Document Number	0001974627
Date	Sep 13, 2019
Instrument	1974/627

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 2, 2017
Property Address	20678 M 60, THREE RIVERS, MI 49093-9068
Document Number	1879/0750
Book / Page	1879 / 0750
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 E CASS ST, 121, SCHOOLCRAFT, MI 49087-9184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50366 CHAMBERLAIN RD, MARCELLUS, MI 49067-9314

Mortgage

Document Number	18790753
Date	Aug 2, 2017
Instrument	1879/0753

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20678 M 60 was $5,730 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Park Township
Unified School District	Mendon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,300 Land $54,000 Building $152,300	$412,600 Land $108,000 Building $304,600
2025	$5,730.00 Homeowner's exemption
2023		$166,500 Land $34,200 Building $132,300	$333,000 Land $68,400 Building $264,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20678 M 60 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20678 M 60 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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