20576 M 60, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 20576 M 60, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,032 sqft · built 1920
Lot Size	12.2 acres (532,303 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Dec 2022)
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`013-026-016-00`

Property Details

APN / Parcel Number

Primary APN	`013-026-016-00`

Interior

Full Baths	1 Bath
Building Area	2,032 sqft Building Perimeter
1st Floor Area	2,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	532,303 sqft (12.2 acres)
Lot Dimensions	250 ft deep x 300 ft wide
Garage Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20576 M 60
City	THREE RIVERS
State	MI
Zip	49093-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 1/4 COR SEC 26 T5S R11W TH N 0D 3M 35S E 1322.37 FT TO POB TH N TO CEN SD SEC TH E 394.88 FT TH S 975.9 FT TH E 164.15
Legal Range	11W
Legal Township	05S
Legal Section	26
Jurisdiction	ST JOSEPH MI
Township / Civil Division	PARK
Census Block Group	3
Census Block	3058
Census Tract	40900

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20576 M 60, THREE RIVERS, MI 49093-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Dec 9, 2022	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Sep 26, 2019	Warranty Deed, Transfer · FHA Mortgage MEMBER FIRST MORTGAGE LLC
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage OMNI COMMUNITY CU
Jan 26, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	202210353
Prior Transfer Date	Sep 13, 2016
Prior Transfer Doc	1839/0676
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	20576 M 60, THREE RIVERS, MI 49093-8000
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	DEVON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20576 M 60, THREE RIVERS, MI 49093-8000
Investor	Possibly a Property Investor

Mortgage

Document Number	2023004919
Date	Jul 10, 2023
Instrument	2023004919

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 9, 2022
Property Address	20576 M 60, THREE RIVERS, MI 49093-8000
Document Number	2022010353
Instrument Date	Dec 7, 2022
Instrument	2022010353
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20576 M 60, THREE RIVERS, MI 49093-8000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20576 M 60, THREE RIVERS, MI 49093-8000

Mortgage

Date	Dec 9, 2022

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 26, 2019
Property Address	20576 M 60, THREE RIVERS, MI 49093-8000
Document Number	01976/0635
Book / Page	1976 / 0635
Instrument Date	Sep 20, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20576 M 60, 20576, THREE RIVERS, MI 49093-8000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20167 DICKINSON RD, WHITE PIGEON, MI 49099-9746

Mortgage

Document Number	0001976637
Date	Sep 26, 2019
Instrument	1976/637

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 23, 2017
Property Address	20576 M 60, THREE RIVERS, MI 49093-8000
Document Number	1874/0722
Book / Page	1874 / 0722
Instrument Date	Jun 15, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22460 KLINES RESORT RD LOT 286, 22460, THREE RIVERS, MI 49093-8616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50078 NOTTAWA RD, MENDON, MI 49072-9710

Mortgage

Document Number	18740723
Date	Jun 23, 2017
Instrument	1874/0723

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

January 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 26, 2017
Property Address	20576 M 60, THREE RIVERS, MI 49093-8000
Document Number	1856/0340
Book / Page	1856 / 0340
Instrument Date	Jan 22, 2017
Transaction Type	Foreclosure
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8957 AUSTIN RD, 8957, SALINE, MI 48176-9686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22460 KLINES RESORT RD LOT 286, 286, THREE RIVERS, MI 49093-8616

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Park Township
Unified School District	Mendon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,900 (+12.21%)	$229,800 (+12.21%)
2025	$1,078.00 Homeowner's exemption	$102,400 Land $49,700 Building $52,700	$204,800 Land $99,400 Building $105,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on M 60

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures