Mecosta County property record for 20809 Emerald Ln, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,544 (2024) |
| Deeds & Mortgages | Nov 2023 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01 042 025 000 |
| Primary APN | 01 042 025 000 |
|---|
| Lot Area | 16,988 sqft (0.39 acres) |
|---|
| Street Address | 20809 EMERALD LN |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 34 T16N R10W LOT 25 GREENHAVEN SUB |
| Legal Range | 10W |
| Legal Township | 16N |
| Legal Section | 34 |
| Legal Subdivision | GREENHAVEN SUB |
| Legal Lot Number | 25 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960400 |
Source: Mecosta County records · APN 01 042 025 000
Assessment roll updated July 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20809 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 20, 2017 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2017 |
| Deed Sale | Jun 20, 2017 |
| Deed Document Number | 20174753 |
| Deed Book / Page | 876 / 1264 |
| Prior Transfer Date | Sep 20, 2013 |
| Prior Transfer Doc | 838/1773 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 20809 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20809 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Document Number | 00926/5375 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 926/5375 |
| Instrument | 202300007348 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 20809 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20809 MM LANB, BIG RAPIDS, MI 49307 |
| Document Number | 914/173 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 914/173 |
| Instrument | 202100008688 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jun 20, 2017 |
| Property Address | 20809 EMERALD LN, BIG RAPIDS, MI 49307-9725 |
| Document Number | 876/1264 |
| Book / Page | 876 / 1264 |
| Map Reference | LB4 PG28 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 201700004753 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2021 |
| Title Company | NOT AVAILABLE, LAKELAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20809 EMERALD LN, 20809, BIG RAPIDS, MI 49307-9725 |
| Name | Verified Name |
|---|---|
| Address | 715 S CHESTNUT ST, REED CITY, MI 49677-1305 |
| Document Number | 201700004754 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 201700004754 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Mecosta County records · Assessment roll updated July 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Green Charter Township |
| Unified School District | Big Rapids Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,200 (+21.38%) | $196,400 (+21.38%) | |
| 2024 | $1,544.00 | ||
| 2023 | $80,900 | $161,800 |
Source: FEMA National Flood Hazard Layer as of February 3, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber Holding Fiber · Fixed Wireless | 1,000 / 1,000 |
Based on FCC filings for 58 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COUNTRY MANOR private · serves 190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | BIG RAPIDS |
| Lead | 19 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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