20715 109th St Ct E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20715 109th St Ct E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,728 sqft · built 1992
Lot Size	0.305 acres (13,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,325 (Jan 2005)
Tax Bill	$6,531 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`700007-0-240`

Property Details

APN / Parcel Number

Primary APN	`700007-0-240`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,728 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,275 sqft (0.305 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20715 109TH STREET CT E
City	BONNEY LAKE
State	WA
Zip	98391-7995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 19 RANGE 05 QUARTER 43 WEMBLEY PARK SOUTH: WEMBLEY PARK SOUTH SW OF SE 03-19-05E L 24 EASE OF RECORD TOG/W 1/80TH UNDIV INT IN TR C (APPROX 13,275 SQ FT) OUT OF 05-19-03-4-034 SEG A-0465 NFAT DC01/19/95MD
Legal Range	05
Legal Township	19
Legal Section	03
Legal Subdivision	WEMBLEY PARK SOUTH
Legal Tract	C
Legal Lot Number	24
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2003
Census Tract	70310

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20715 109TH STREET CT E, BONNEY LAKE, WA 98391-7995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SVGS BK
Jul 25, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2005 · Amount on Record
Deed Sale	Jan 10, 2005 · Amount on Record
Deed Document Number	20051119
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20715 109TH STREET CT E, SUMNER, WA 98391-7995
Document Number	2006030040
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20715 109TH STREET CT E BONNEY LAKE WA 983917995, BONNEY LAKE, WA 98391-7995

Mortgage

Document Number	2006030040
Date	Jun 3, 2020
Instrument	202006030040

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20715 109TH STREET CT E, SUMNER, WA 98391-7995
Document Number	1907300066
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20715 109TH STREET CT E BONNEY LAKE WA 983917995, BONNEY LAKE, WA 98391-7995

Mortgage

Document Number	1907300066
Date	Jul 30, 2019
Instrument	201907300066

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,000 (+1.69%) Land $238,500 Building $289,500	$528,000 (+1.69%) Land $238,500 Building $289,500
2025	$6,531.00 (+17.02%)
2024	$5,581.00 (+0.79%)	$519,200 (-2.57%) Land $234,100 Building $285,100	$519,200 (-2.57%) Land $234,100 Building $285,100
2023	$5,537.00	$532,900 Land $249,600 Building $283,300	$532,900 Land $249,600 Building $283,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Skynet Broadband, Verizon.

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