20417 109th St Ct E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20417 109th St Ct E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,674 sqft · built 1990
Lot Size	0.307 acres (13,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Apr 2014)
Tax Bill	$6,114 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`700009-0-610`

Property Details

APN / Parcel Number

Primary APN	`700009-0-610`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,674 sqft Living Area
Gross Area	2,092 sqft
1st Floor Area	952 sqft
Upper Floors Area	722 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	13,350 sqft (0.307 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20417 109TH STREET CT E
City	BONNEY LAKE
State	WA
Zip	98391-7949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 19 RANGE 05 QUARTER 34 CEDAR RIDGE L 61 EASE OF RECORD OUT OF 3-004 SEG A0591LK5-18-90AT
Legal Range	05
Legal Township	19
Legal Section	03
Legal Subdivision	CEDAR RIDGE
Legal Lot Number	61
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2002
Census Tract	70310

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1002, SUMNER, WA 98390-0190
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2014 · Amount on Record
Deed Sale	Apr 11, 2014 · Amount on Record
Prior Sale	Jan 24, 2014 · Amount on Record
Deed Document Number	2014452
Prior Transfer Date	Jan 22, 2014
Prior Transfer Doc	0000000127
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20417 109TH STREET CT E, SUMNER, WA 98391-7949
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001250210
Date	Jan 25, 2023
Instrument	202301250210

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20417 109TH STREET CT E, SUMNER, WA 98391-7949
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005040134
Date	May 4, 2021
Instrument	202105040134

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,114.00 (+2.29%)	$494,000 (+4.24%) Land $238,900 Building $255,100	$494,000 (+4.24%) Land $238,900 Building $255,100
2025	$5,977.00 (+16.97%)
2024	$5,110.00 (-1.69%)	$473,900 (-5.07%) Land $234,400 Building $239,500	$473,900 (-5.07%) Land $234,400 Building $239,500
2023	$5,198.00	$499,200 Land $249,900 Building $249,300	$499,200 Land $249,900 Building $249,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Skynet Broadband, Verizon.

Nearby Properties on 109th St Ct E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures