20714 109th St Ct E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20714 109th St Ct E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,259 sqft · built 1992
Lot Size	0.328 acres (14,296 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,150 (Nov 2000)
Tax Bill	$7,299 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`700007-0-430`

Property Details

APN / Parcel Number

Primary APN	`700007-0-430`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,259 sqft Living Area
Gross Area	578 sqft
1st Floor Area	1,112 sqft
Upper Floors Area	1,147 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,296 sqft (0.328 acres)
Garage Type	Attached
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	619 sqft
Deck Area	194 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20714 109TH STREET CT E
City	SUMNER
State	WA
Zip	98391-7995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 19 RANGE 05 QUARTER 43 WEMBLEY PARK SOUTH: WEMBLEY PARK SOUTH SW OF SE 03-19-05E L 43 EASE OF RECORD TOG/W 1/80TH UNDIV INT IN TR C (APPROX 14,296 SQ FT) OUT OF 05-19-03-4-034 SEG A-0465 NFAT DC01/19/95MD
Legal Range	05
Legal Township	19
Legal Section	03
Legal Subdivision	WEMBLEY PARK SOUTH
Legal Tract	C
Legal Lot Number	43
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2003
Census Tract	70310

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20714 109TH STREET CT E, BONNEY LAKE, WA 98391-7995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2000 · Amount on Record
Deed Sale	Nov 29, 2000 · Amount on Record
Deed Document Number	2000291
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20714 109TH STREET CT E, SUMNER, WA 98391-7995
Document Number	2007150361
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20714 109TH STREET CT E BONNEY LAKE WA 983917995, BONNEY LAKE, WA 98391-7995

Mortgage

Document Number	2007150361
Date	Jul 15, 2020
Instrument	202007150361

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2035

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,800 (+1.79%) Land $243,000 Building $347,800	$590,800 (+1.79%) Land $243,000 Building $347,800
2025	$7,299.00 (+17.39%)
2024	$6,218.00 (+1.11%)	$580,400 (-2.26%) Land $238,500 Building $341,900	$580,400 (-2.26%) Land $238,500 Building $341,900
2023	$6,150.00	$593,800 Land $254,200 Building $339,600	$593,800 Land $254,200 Building $339,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Skynet Broadband, Verizon.

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