20410 109th St Ct E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20410 109th St Ct E, Sumner, WA 98391 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,659 sqft · built 1990
Lot Size	0.324 acres (14,099 sqft)
Owner	2 Individual Names on File
Last Sale	$179,950 (Dec 2001)
Tax Bill	$6,155 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`700009-0-820`

Property Details

APN / Parcel Number

Primary APN	`700009-0-820`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,659 sqft Living Area
Gross Area	415 sqft
1st Floor Area	1,007 sqft
Upper Floors Area	652 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,099 sqft (0.324 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	200 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20410 109TH STREET CT E
City	BONNEY LAKE
State	WA
Zip	98391-7949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 03 TOWNSHIP 19 RANGE 05 QUARTER 34 CEDAR RIDGE: CEDAR RIDGE SW-SW-03-19-05E CEDAR RIDGE L 82 EASE OF RECORD APPROXIMATELY 14,099 SQ. FT OUT OF 3-004 SEG A0591LK5-18-90AT
Legal Range	05
Legal Township	19
Legal Section	03
Legal Subdivision	CEDAR RIDGE
Legal Lot Number	82
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2002
Census Tract	70310

Owner

Source: Pierce County records · APN 700009-0-820

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20410 109TH STREET CT E, BONNEY LAKE, WA 98391-7949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Jun 04, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2001 · Amount on Record
Deed Sale	Dec 20, 2001 · Amount on Record
Prior Sale	Jan 15, 1998 · Amount on Record
Deed Document Number	2001925
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20410 109TH STREET CT E, SUMNER, WA 98391-7949
Document Number	2011030405
Instrument Date	Oct 31, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20410 109TH STREET CT E BONNEY LAKE WA 983917949, BONNEY LAKE, WA 98391-7949

Mortgage

Document Number	2011030405
Date	Nov 03, 2020
Instrument	202011030405

Lender

Name	UMPQUA BK
Type	Bank
Address	PUYALLUP, WA 98375

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20410 109TH STREET CT E, SUMNER, WA 98391-7949
Document Number	2009180276
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20410 109TH STREET CT E SUMNER WA 983917949, SUMNER, WA 98391-7949

Mortgage

Document Number	2009180276
Date	Sep 18, 2020
Instrument	202009180276

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20410 109TH STREET CT E, SUMNER, WA 98391-7949
Document Number	1806080186
Instrument Date	Jun 04, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20410 109TH STREET CT E SUMNER WA 983917949, SUMNER, WA 98391-7949

Mortgage

Document Number	1806080186
Date	Jun 08, 2018
Instrument	201806080186

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 07, 2048

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,155.00 (+2.31%)	$497,200 (-2.72%) Land $242,100 Building $255,100	$497,200 (-2.72%) Land $242,100 Building $255,100
2025	$6,016.00 (+16.84%)	$511,100 (+6.99%) Land $251,100 Building $260,000	$511,100 (+6.99%) Land $251,100 Building $260,000
2024	$5,149.00 (-1.72%)	$477,700 (-5.07%) Land $237,600 Building $240,100	$477,700 (-5.07%) Land $237,600 Building $240,100
2023	$5,239.00	$503,200 Land $253,300 Building $249,900	$503,200 Land $253,300 Building $249,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Cyberdyne Networks, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 109th St Ct E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures