20616 109th St Ct E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20616 109th St Ct E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,926 sqft · built 1995
Lot Size	0.326 acres (14,210 sqft)
Owner	2 Individual Names on File
Last Sale	$139,000 (Apr 1995)
Tax Bill	$6,760 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`700007-0-460`

Property Details

APN / Parcel Number

Primary APN	`700007-0-460`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,926 sqft Living Area
Gross Area	662 sqft
1st Floor Area	1,046 sqft
Upper Floors Area	880 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,210 sqft (0.326 acres)
Garage Type	Attached
Garage Area	542 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	120 sqft
Deck Area	402 sqft
Patio Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20616 109TH STREET CT E
City	SUMNER
State	WA
Zip	98391-7994
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 19 RANGE 05 QUARTER 43 WEMBLEY PARK SOUTH: WEMBLEY PARK SOUTH SW OF SE 03-19-05E L 46 EASE OF RECORD TOG/W 1/80TH UNDIV INT IN TR C (APPROX 14,210 SQ FT) OUT OF 05-19-03-4-034 SEG A-0465 NFAT DC01/19/95MD
Legal Range	05
Legal Township	19
Legal Section	03
Legal Subdivision	WEMBLEY PARK SOUTH
Legal Tract	C
Legal Lot Number	46
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2003
Census Tract	70310

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20616 109TH STREET CT E, BONNEY LAKE, WA 98391-7994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 14, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 1995 · Amount on Record
Deed Sale	Apr 21, 1995 · Amount on Record
Deed Document Number	1995822
Deed Book / Page	1115 / 3290
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20616 109TH STREET CT E, SUMNER, WA 98391-7994
Transaction Type	Mortgage
Record Updated	Jun 2, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005230495
Date	May 23, 2022
Instrument	202205230495

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 27, 2037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20616 109TH STREET CT E, SUMNER, WA 98391-7994
Document Number	1806080200
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20616 109TH STREET CT E BONNEY LAKE WA 983917994, BONNEY LAKE, WA 98391-7994

Mortgage

Document Number	1806080200
Date	Jun 8, 2018
Instrument	201806080200

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,400 (+1.88%) Land $242,600 Building $304,800	$547,400 (+1.88%) Land $242,600 Building $304,800
2025	$6,760.00 (+17.18%)
2024	$5,769.00 (+0.86%)	$537,300 (-2.5%) Land $238,100 Building $299,200	$537,300 (-2.5%) Land $238,100 Building $299,200
2023	$5,720.00	$551,100 Land $253,800 Building $297,300	$551,100 Land $253,800 Building $297,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cyberdyne Networks, Lumen Technologies, Verizon.

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