207 Thatcher St, Guyton, GA 31312 Property Records

Effingham County property record for 207 Thatcher St, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,819 sqft · built 2020
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Sep 2026)
Tax Bill	$3,395 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0375G-213-000`

Property Details

APN / Parcel Number

Primary APN	`0375G-213-000`
Alternative APNs	`00810002000` `0375G213` `29748`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,819 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	17,424 sqft (0.4 acres)
Garage Area	441 sqft
Porch	Slab
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29748
Street Address	207 THATCHER ST
City	GUYTON
State	GA
Zip	31312-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.40 AC LOT 213 (OUT 375-51)
Legal Subdivision	BUCKINGHAM PLANTATION
Legal Phase	2A
Legal Lot Number	213
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30404

Owner

Source: Effingham County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 THATCHER ST, GUYTON, GA 31312-5842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Limited Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE
Jul 28, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Jul 28, 2020	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	20268247
Deed Book / Page	3069 / 855
Record Updated	Oct 29, 2026

September 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 16, 2026
Property Address	207 THATCHER ST, GUYTON, GA 31312-5842
Document Number	0000008247
Book / Page	3069 / 855
Instrument Date	Sep 15, 2026
Instrument	20268247
Transaction Type	Transfer
Record Updated	Oct 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 THATCHER ST, GUYTON, GA 31312-5842

Mortgage

Document Number	3069000857,
Date	Sep 16, 2026
Book Page	3069/857

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	207 THATCHER ST, GUYTON, GA 31312-5842
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 THATCHER ST

Mortgage

Document Number	0000002610/0000000276
Date	Jul 28, 2020
Book Page	0000002610/0000000276
Instrument	007424

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	207 THATCHER ST, GUYTON, GA 31312-5842
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 THATCHER ST, GUYTON, GA 31312-5842

Mortgage

Document Number	0000002704/0000000351
Date	Jul 6, 2021
Book Page	0000002704/0000000351
Instrument	008119

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 28, 2020
Property Address	207 THATCHER ST, GUYTON, GA 31312-5842
Document Number	002610/274
Book / Page	2610 / 274
Instrument Date	Jul 28, 2020
Instrument	2020-002048
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 THATCHER ST, GUYTON, GA 31312-5842

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,196 (+16.24%) Land $33,440 Building $128,756	$405,491 (+16.24%) Land $83,600 Building $321,891
2025	$3,395.00 (+11.31%) Homeowner's exemption	$139,538 (+4.19%) Land $30,000 Building $109,538	$348,844 (+4.19%) Land $75,000 Building $273,844
2024	$3,050.00 (+1.57%) Homeowner's exemption	$133,924 (+40.84%) Land $30,000 Building $103,924	$334,811 (+40.84%) Land $75,000 Building $259,811
2022	$3,003.00 Homeowner's exemption	$95,092 Land $18,800 Building $76,292	$237,729 Land $47,000 Building $190,729

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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