201 Thatcher St, Guyton, GA 31312 Property Records

Effingham County property record for 201 Thatcher St, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,776 sqft · built 2020
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$223,754 (Jan 2020)
Tax Bill	$4,836 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0375G-210-000`

Property Details

APN / Parcel Number

Primary APN	`0375G-210-000`
Alternative APNs	`00810002000` `0375G210` `29751`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	441 sqft

Exterior Amenities

Porch	Slab
Porch Area	161 sqft
Deck Area	Deck Area
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29751
Street Address	201 THATCHER ST
City	GUYTON
State	GA
Zip	31312-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.46 AC LOT 210 (OUT 375-51)
Legal Subdivision	BUCKINGHAM PLANTATION
Legal Phase	2A
Legal Lot Number	210
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30404

Owner

201 Thatcher St is owned and occupied by an individual who bought it in January 2020.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	201 THATCHER ST, GUYTON, GA 31312-5842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 19, 2024	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE
Jun 2, 2023	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK
Jan 23, 2020	Limited Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2020 · Amount on File
Deed Sale	Jan 23, 2020 · Amount on File
Deed Document Number	2020193
Deed Book / Page	2569 / 879
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 13, 2026
Property Address	201 THATCHER ST, GUYTON, GA 31312-5842
Document Number	0000003036/0000000714
Book / Page	3036 / 714
Instrument Date	Apr 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 THATCHER ST, GUYTON, GA 31312-5842

Mortgage

Document Number	3036000714,
Date	Apr 13, 2026
Book Page	3036/714

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	201 THATCHER ST, GUYTON, GA 31312-5842
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 THATCHER ST, GUYTON, GA 31312-5842

Mortgage

Document Number	0000002932/0000000395
Date	Sep 19, 2024
Book Page	0000002932/0000000395
Instrument	D2024007154

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	201 THATCHER ST, GUYTON, GA 31312-5842
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 THATCHER ST, GUYTON, GA 31312-5842

Mortgage

Document Number	0000002851/0000000622
Date	Jun 2, 2023
Book Page	0000002851/0000000622
Instrument	004474

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	201 THATCHER ST, GUYTON, GA 31312-5842
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CHAPEL PARK RD, GUYTON, GA 31312-5838

Mortgage

Document Number	0000002569/0000000881
Date	Jan 23, 2020
Book Page	0000002569/0000000881
Instrument	000692

Lender

Name	FLAGSTAR BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

January 2020: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 23, 2020
Property Address	201 THATCHER ST, GUYTON, GA 31312-5842
Document Number	002569/879
Book / Page	2569 / 879
Instrument Date	Jan 23, 2020
Instrument	2020-000193
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 THATCHER ST, GUYTON, GA 31312-5842

Tax Assessment & Valuation

The 2025 property tax bill for 201 Thatcher St was $4,836, up 24.6% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,679 (+16.16%) Land $33,440 Building $136,239	$424,197 (+16.16%) Land $83,600 Building $340,597
2025	$4,836.00 (+24.64%)	$146,076 (+18%) Land $30,000 Building $116,076	$365,190 (+18%) Land $75,000 Building $290,190
2024	$3,880.00	$123,795 Land $30,000 Building $93,795	$309,488 Land $75,000 Building $234,488
2022	$2,999.00	$92,456 Land $18,800 Building $73,656	$231,141 Land $47,000 Building $184,141

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 201 Thatcher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Thatcher St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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