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202 Thatcher St, Guyton, GA 31312 Property Records

Effingham County property record for 202 Thatcher St, Guyton, GA 31312

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,819 sqft · built 2020
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$452,500 (Jul 2025)
Tax Bill$5,060 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0375G-217-000

Property Details

APN / Parcel Number

Primary APN0375G-217-000
Alternative APNs
  • 00810002000
  • 0375G217
  • 29744

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,819 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area16,117 sqft (0.37 acres)
Garage Area441 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number29744
Street Address202 THATCHER ST
CityGUYTON
StateGA
Zip31312-5842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal Description.37 AC LOT 217 (OUT 375-51)
Legal SubdivisionBUCKINGHAM PLANTATION
Legal Phase2A
Legal Lot Number217
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group1
Census Block1000
Census Tract30404

Owner

202 Thatcher St is owned and occupied by two individuals who bought it in July 2025.

Source: Effingham County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address202 THATCHER ST, GUYTON, GA 31312-5842
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2025Limited Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK
Sep 24, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GUILD MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2025 · Amount on File
Deed SaleJul 22, 2025 · Amount on File
Prior SaleSep 24, 2020 · Amount on File
Deed Book / Page2985 / 653
Record UpdatedOct 29, 2026

July 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionEFFINGHAM GA
Recording DateJul 22, 2025
Property Address202 THATCHER ST, GUYTON, GA 31312-5842
Document Number002985/653
Book / Page2985 / 653
Instrument DateJul 22, 2025
Transaction TypeTransfer
Record UpdatedDec 22, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address202 THATCHER ST, GUYTON, GA 31312-5842

Mortgage

Document Number0002985655
DateJul 22, 2025
Instrument2985/655
Lender
NameFIRST FEDERAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueJan 1, 2055

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateSep 24, 2020
Property Address202 THATCHER ST, GUYTON, GA 31312-5842
Document Number002625/827
Book / Page2625 / 827
Instrument DateSep 24, 2020
Instrument2020-002716
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 THATCHER ST, GUYTON, GA 31312-5842

Mortgage

Document Number0000002625/0000000829
DateSep 24, 2020
Book Page0000002625/0000000829
Instrument009838
Lender
NameGUILD MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 202 Thatcher St was $5,060, up 13.1% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,453 (+16.82%) Land $33,440 Building $144,013$443,633 (+16.82%) Land $83,600 Building $360,033
2025$5,060.00 (+13.07%)$151,898 (+5.3%) Land $30,000 Building $121,898$379,746 (+5.3%) Land $75,000 Building $304,746
2024$4,475.00$144,253 Land $30,000 Building $114,253$360,633 Land $75,000 Building $285,633
2022$3,298.00$102,619 Land $18,800 Building $83,819$256,547 Land $47,000 Building $209,547

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 Thatcher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Thatcher St is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 74% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planters Rural Telephone Cooperative
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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