203 Thatcher St, Guyton, GA 31312 Property Records

Effingham County property record for 203 Thatcher St, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,592 sqft · built 2020
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$269,085 (Sep 2020)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0375G-211-000`

Property Details

APN / Parcel Number

Primary APN	`0375G-211-000`
Alternative APNs	`00810002000` `0375G211` `29750`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,592 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	16,117 sqft (0.37 acres)
Garage Area	300 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29750
Street Address	203 THATCHER ST
City	GUYTON
State	GA
Zip	31312-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.37 AC LOT 211 (OUT 375-51)
Legal Subdivision	BUCKINGHAM PLANTATION
Legal Phase	2A
Legal Lot Number	211
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30404

Owner

203 Thatcher St is owned and occupied by two individuals who bought it in September 2020.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 THATCHER ST, GUYTON, GA 31312-5842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on File
Deed Sale	Sep 17, 2020 · Amount on File
Deed Document Number	20202645
Deed Book / Page	2624 / 91
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 17, 2020
Property Address	203 THATCHER ST, GUYTON, GA 31312-5842
Document Number	0002624/91
Book / Page	2624 / 91
Instrument Date	Sep 17, 2020
Instrument	2020-002645
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 THATCHER ST, GUYTON, GA 31312-5842
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002624/0000000093
Date	Sep 17, 2020
Book Page	0000002624/0000000093
Instrument	009560

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 203 Thatcher St was $3,636 with a homeowner's exemption, up 11.1% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,881 (+4.98%) Land $33,440 Building $130,441	$409,703 (+4.98%) Land $83,600 Building $326,103
2025	$3,636.00 (+11.12%) Homeowner's exemption	$156,111 (+8.71%) Land $30,000 Building $126,111	$390,278 (+8.71%) Land $75,000 Building $315,278
2024	$3,272.00 Homeowner's exemption	$143,604 Land $30,000 Building $113,604	$359,010 Land $75,000 Building $284,010
2022	$3,227.00 Homeowner's exemption	$103,091 Land $18,800 Building $84,291	$257,728 Land $47,000 Building $210,728

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 Thatcher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Thatcher St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thatcher St

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