204 Thatcher St, Guyton, GA 31312 Property Records

Effingham County property record for 204 Thatcher St, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,844 sqft · built 2020
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$389,500 (Dec 2022)
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Dec 2022 Sale Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0375G-216-000`

Property Details

APN / Parcel Number

Primary APN	`0375G-216-000`
Alternative APNs	`00810002000` `0375G216` `29745`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,844 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Area	582 sqft

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29745
Street Address	204 THATCHER ST
City	GUYTON
State	GA
Zip	31312-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.56 AC LOT 216 (OUT 375-51)
Legal Subdivision	BUCKINGHAM PLANTATION
Legal Phase	2A
Legal Lot Number	216
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30404

Owner

204 Thatcher St is owned and occupied by two individuals who bought it in December 2022.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 THATCHER ST, GUYTON, GA 31312-5842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer
Nov 12, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL
Mar 2, 2020	Warranty Deed, Transfer
Feb 24, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage CENTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Prior Sale	Feb 24, 2020 · Amount on File
Deed Document Number	20223692
Deed Book / Page	2823 / 600
Prior Transfer Date	Mar 2, 2020
Prior Transfer Doc	002578/600
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 15, 2022
Property Address	204 THATCHER ST, GUYTON, GA 31312-5842
Document Number	002823/600
Book / Page	2823 / 600
Instrument Date	Dec 15, 2022
Instrument	2022-003692
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 THATCHER ST, GUYTON, GA 31312-5842

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	204 THATCHER ST, GUYTON, GA 31312-5842
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 THATCHER ST, GUYTON, GA 31312-5842

Mortgage

Document Number	0000002742/0000000164
Date	Nov 12, 2021
Book Page	0000002742/0000000164
Instrument	013796

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 2, 2020
Property Address	204 THATCHER ST, GUYTON, GA 31312-5842
Document Number	002578/600
Book / Page	2578 / 600
Instrument Date	Mar 2, 2020
Instrument	2020-000648
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 THATCHER ST, GUYTON, GA 31312-5842

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 24, 2020
Property Address	204 THATCHER ST, GUYTON, GA 31312-5842
Document Number	002575/771
Book / Page	2575 / 771
Instrument Date	Feb 24, 2020
Instrument	2020-000497
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 THATCHER ST, GUYTON, GA 31312-5842

Mortgage

Document Number	0000002575/0000000773
Date	Feb 25, 2020
Book Page	0000002575/0000000773
Instrument	001808

Lender

Name	CENTERSTATE BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 204 Thatcher St was $5,392, up 12.1% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,468 (+2.06%) Land $33,440 Building $133,028	$416,171 (+2.07%) Land $83,600 Building $332,571
2025	$5,392.00 (+12.1%)	$163,100 (+4.3%) Land $30,000 Building $133,100	$407,749 (+4.3%) Land $75,000 Building $332,749
2024	$4,810.00	$156,377 Land $30,000 Building $126,377	$390,943 Land $75,000 Building $315,943
2022	$3,547.00	$111,417 Land $18,800 Building $92,617	$278,542 Land $47,000 Building $231,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 Thatcher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Thatcher St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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