207 Harbor Point Rd, Seneca, SC 29672 Property Records

Oconee County property record for 207 Harbor Point Rd, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,305 sqft · built 2022
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Company Names on Record
Last Sale	$647,000 (Apr 2022)
Tax Bill	$13,549 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`109-01-01-040`

Property Details

APN / Parcel Number

Primary APN	`109-01-01-040`
Alternative APN	`1073562`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,305 sqft Living Area
Basement Area	1,046 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	1 ft deep x 109 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1073562
Street Address	207 HARBOR POINT RD
City	SENECA
State	SC
Zip	29672-0488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 (1.12 AC)
Legal Subdivision	HARBOR POINT SUB PH 1
Legal Lot Number	40
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2011
Census Tract	30302

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2125 CROWE CREEK RD, SUNSET, SC 29685-1809
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FIRST BANK
Apr 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FIRST BANK
Sep 26, 2023	Intrafamily Transfer, Transfer
Apr 14, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage COMMUNITY FIRST BANK
Nov 17, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Apr 14, 2022 · Amount on Record
Deed Document Number	0000016461
Deed Book / Page	2802 / 133
Last Transfer Date	Sep 26, 2023
Transfer Doc	0000003648
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	207 HARBOR POINT RD, SENECA, SC 29672-0488
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012200
Date	Feb 1, 2021
Book Page	4092/338
Instrument	12200

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	SENECA, SC 29678

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	207 HARBOR POINT RD, SENECA, SC 29672-0488
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016648
Date	Apr 19, 2022
Book Page	4319/208
Instrument	16648

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	WESTMINSTER, SC 29693

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Sep 26, 2023
Property Address	207 HARBOR POINT RD, SENECA, SC 29672-0488
Document Number	0000003648
Book / Page	2987 / 10
Map Reference	MB B587 PG 1-8
Instrument Date	Sep 21, 2023
Instrument	3648
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2125 CROWE CREEK RD, SUNSET, SC 29685-1809

April 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 14, 2022
Property Address	207 HARBOR POINT RD, SENECA, SC 29672-0488
Document Number	0000016461
Book / Page	2802 / 133
Map Reference	MB B587 PG 1-8
Instrument Date	Apr 12, 2022
Instrument	16461
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,393.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 HARBOR POINT RD, SENECA, SC 29672-0488

Mortgage

Document Number	0000016462
Date	Apr 14, 2022
Book Page	4317/314
Instrument	16462

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	WALHALLA, SC 29691

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 17, 2020
Property Address	207 HARBOR POINT RD, SENECA, SC 29672-0488
Document Number	0026270253
Book / Page	002627 / 000253
Instrument Date	Nov 12, 2020
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$481.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 DOUGLAS CROWE RD SALEM SC 296763115, SALEM, SC 29676-3115

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,549.00	$42,031 (-13.61%) Land $7,560 Building $34,471	$1,050,780 (-13.6%) Land $189,000 Building $861,780
2023		$48,650 (+865.28%) Land $10,080 Building $38,570	$1,216,240 (+865.27%) Land $252,000 Building $964,240
2022		$5,040 Land $5,040	$126,000 Land $126,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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