215 Harbor Point Rd, Seneca, SC 29672 Property Records

Oconee County property record for 215 Harbor Point Rd, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,013 sqft · built 2020
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$149,900 (Oct 2017)
Tax Bill	$2,700 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109-01-01-044`

Property Details

APN / Parcel Number

Primary APN	`109-01-01-044`
Alternative APN	`1073606`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,013 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	1 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1073606
Street Address	215 HARBOR POINT RD
City	SENECA
State	SC
Zip	29672-0488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 (1.09 AC)
Legal Subdivision	HARBOR POINT SUB PH 1
Legal Lot Number	44
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2011
Census Tract	30302

Owner

215 Harbor Point Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	215 HARBOR POINT RD, SENECA, SC 29672-0488
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
May 12, 2020	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	215 HARBOR POINT RD, SENECA, SC 29672-0488
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019333
Date	May 25, 2021
Book Page	4158/210
Instrument	19333

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	215 HARBOR POINT RD, SENECA, SC 29672-0488
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021436
Date	Jun 29, 2021
Book Page	4176/97
Instrument	21436

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	SENECA, SC 29678

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	215 HARBOR POINT RD, SENECA, SC 29672-0488
Document Number	0039660149
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 HARBOR POINT RD SENECA SC 296720488, SENECA, SC 29672-0488

Mortgage

Document Number	0039660149
Date	May 22, 2020
Book Page	003966/000149

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 215 Harbor Point Rd was $2,700.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,700.00	$26,081 Land $5,500 Building $20,581	$652,020 Land $137,500 Building $514,520
2023		$26,081 Land $5,500 Building $20,581	$652,020 Land $137,500 Building $514,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 215 Harbor Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Harbor Point Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Harbor Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures