209 Harbor Point Rd, Seneca, SC 29672 Property Records

Oconee County property record for 209 Harbor Point Rd, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,822 sqft · built 2021
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$149,900 (Sep 2017)
Tax Bill	$7,643 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109-01-01-041`

Property Details

APN / Parcel Number

Primary APN	`109-01-01-041`
Alternative APN	`1073603`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,822 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	1 ft deep x 111 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1073603
Street Address	209 HARBOR POINT RD
City	SENECA
State	SC
Zip	29672-0488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 (1.01 AC)
Legal Subdivision	HARBOR POINT SUB PH 1
Legal Lot Number	41
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2011
Census Tract	30302

Owner

Source: Oconee County records · APN 109-01-01-041

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	933 PARKLAND PL NW, CONCORD, NC 28027-8693
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ASSURANCE INC
Mar 06, 2020	Deed of Trust, Construction Loan · Line of Credit GEORGIA BKNG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	209 HARBOR POINT RD, SENECA, SC 29672-0488
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015281
Date	Mar 22, 2021
Book Page	4122/109
Instrument	15281

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	NORTH ATTLEBORO, MA 2761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Mar 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	209 HARBOR POINT RD, SENECA, SC 29672-0488
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015282
Date	Mar 22, 2021
Book Page	4122/92
Instrument	15282

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	Mar 06, 2020
Property Address	209 HARBOR POINT RD, SENECA, SC 29672-0488
Document Number	0039340280
Book / Page	003934 / 000280
Instrument Date	Mar 04, 2020
Transaction Type	Construction Loan
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 PARKLAND PL NW CONCORD NC 280278693, CONCORD, NC 28027-8693

Mortgage

Document Number	39340280
Date	Mar 06, 2020
Book Page	003934/000280

Lender

Name	GEORGIA BKNG
Type	Funding / Finance Company
Address	ATLANTA, GA 30339

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 05, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,643.00	$23,710 (-) Land $5,550 Building $18,160	$592,750 (-) Land $138,750 Building $454,000
2023		$23,710 Land $5,550 Building $18,160	$592,750 Land $138,750 Building $454,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 71% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Point Rd

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