203 Harbor Point Rd, Seneca, SC 29672 Property Records

Oconee County property record for 203 Harbor Point Rd, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,686 sqft
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jun 2022)
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2024 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`109-01-01-038`

Property Details

APN / Parcel Number

Primary APN	`109-01-01-038`
Alternative APN	`1073560`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,686 sqft Living Area
Fireplace	Fireplace

Exterior

Exterior Material	Fiber Cement Siding
Lot Area	62,726 sqft (1.44 acres)
Lot Dimensions	1 ft deep x 99 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1073560
Street Address	203 HARBOR POINT RD
City	SENECA
State	SC
Zip	29672-0488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 (1.44 AC)
Legal Lot Number	38
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2011
Census Tract	30302

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1522 NW 133RD AVE, PEMBROKE PINES, FL 33028-2744
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 2, 2024	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Jun 1, 2022	Deed, Transfer
Aug 12, 2021	Deed, Transfer
Apr 29, 2021	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	0000019029
Deed Book / Page	2818 / 90
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	203 HARBOR POINT RD, SENECA, SC 29672-0488
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 NW 133RD AVE, PEMBROKE PINES, FL 33028-2744

Mortgage

Document Number	0000006688
Date	Nov 20, 2025
Book Page	4753/292
Instrument	6688

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	203 HARBOR POINT RD, SENECA, SC 29672-0488
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 NW 133RD AVE, PEMBROKE PINES, FL 33028-2744

Mortgage

Document Number	0000001544
Date	Aug 2, 2024
Book Page	4585/296
Instrument	1544

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	6.37%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	14.3%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 1, 2022
Property Address	203 HARBOR POINT RD, SENECA, SC 29672-0488
Document Number	0000019029
Book / Page	2818 / 90
Instrument Date	May 10, 2022
Instrument	19029
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$1,387.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 NW 133RD AVE, PEMBROKE PINES, FL 33028-2744

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 12, 2021
Property Address	203 HARBOR POINT RD, SENECA, SC 29672-0488
Document Number	0000002397
Book / Page	2717 / 255
Instrument Date	Jun 26, 2021
Instrument	2397
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$647.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 GLENN BURNIE DR, EASLEY, SC 29642-2413

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 29, 2021
Property Address	203 HARBOR POINT RD, SENECA, SC 29672-0488
Document Number	0000017794
Book / Page	2681 / 146
Map Reference	MB B587 PG 1&2
Instrument Date	Jan 23, 2021
Instrument	17794
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	911 LAKECREST DR, SENECA, SC 29672-7099
Investor	Possibly a Property Investor

Mortgage

Document Number	0004144329
Date	Apr 29, 2021
Instrument	4144/329

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,787.00	$14,850 (-) Land $14,850	$371,250 (-) Land $371,250
2023		$14,850 Land $14,850	$371,250 Land $371,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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