129 Harbor Point Rd, Seneca, SC 29672 Property Records

Oconee County property record for 129 Harbor Point Rd, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,180 sqft · built 2021
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,900 (May 2020)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`109-01-01-027`

Property Details

APN / Parcel Number

Primary APN	`109-01-01-027`
Alternative APN	`1073549`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Lot Area	66,647 sqft (1.53 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1073549
Street Address	129 HARBOR POINT RD
City	SENECA
State	SC
Zip	29672-0598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 HARBOR POINT RD (1.53 AC)
Legal Subdivision	HARBOR POINT SUB PH 1
Legal Lot Number	27
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2011
Census Tract	30302

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 HARBOR POINT RD, SENECA, SC 29672-0598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage UNITED CMNTY BK
May 13, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Deed Document Number	14605
Deed Book / Page	2566 / 346
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	129 HARBOR POINT RD, SENECA, SC 29672-0598
Document Number	0040720065
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	129 HARBOR POINT RD SENECA SC 296720488, SENECA, SC 29672-0488

Mortgage

Document Number	0040720065
Date	Dec 22, 2020
Book Page	004072/000065

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Amount	Amount Recorded
Term	384 Months
Due	Dec 21, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	May 13, 2020
Property Address	129 HARBOR POINT RD, SENECA, SC 29672-0598
Document Number	0025660346
Book / Page	002566 / 000346
Instrument Date	May 11, 2020
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$129.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	617 BLYTHEWOOD RD BLYTHEWOOD SC 290169531, BLYTHEWOOD, SC 29016-9531

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,313.00	$12,516 (-) Land $1,408 Building $11,108	$312,890 (-) Land $35,190 Building $277,700
2023		$12,516 Land $1,408 Building $11,108	$312,890 Land $35,190 Building $277,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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