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207 E Bluff St, Winnebago, IL 61088 Property Records

Winnebago County property record for 207 E Bluff St, Winnebago, IL 61088 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1905
Square Footage2,151 sqft Living Area
Lot Size13,330 sqft (0.306 acres)
OccupancyOwner Occupied
Last Sale$138,500 (2022)
Tax Bill$5,104.00 (2024)

Property Details

APN / Parcel Number

Primary APN14-09-304-009
Alternative APN
  • 512D370

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area2,151 sqft Living Area
Gross Area4,046 sqft Gross Area
1st Floor2,151 sqft 1st Floor
Basement Area1,895 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area13,330 sqft (0.306 acres)
Depth X Width155 ft x 86 ft Depth x Width
DrivewayDriveway
Garage Area865 sqft Garage
Pool TypeIn-Ground Pool Pool Type
Pool Area648 sqft Pool
Deck Area360 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address207 E BLUFF ST
CityWINNEBAGO
StateIL
Zip61088-9678
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT OF WINNEBAGO E 20FT LOT4 + ALL LOT 005 BLOCK 015
Legal SubdivisionWINNEBAGO
Legal Block015
Legal Lot Number4,005
JurisdictionWINNEBAGO IL
Minor Civil DivisionWINNEBAGO
Census Blockgroup2
Census Block2014
Census Tract4200

Owner

Source: Winnebago County records · APN 14-09-304-009

Assessment roll updated July 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address207 E BLUFF ST, WINNEBAGO, IL 61088-9678
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Special Warranty Deed, Transfer · Conventional Mortgage
FIRST NORTHERN CU
Jul 27, 2021Sheriff's Deed, Foreclosure
Aug 25, 2021Sheriff's Deed, Foreclosure
Feb 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST BK/ROCKFORD
Mar 05, 2018Grant Deed, Transfer · Line of Credit
NORTHWEST BK/ROCKFORD
Dec 01, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Prior SaleAug 25, 2021 · Amount on Record
Deed Doc Number20228463
Record RefreshedSep 20, 2026

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWINNEBAGO IL
Recording DateMar 17, 2022
Property Address207 E BLUFF ST, WINNEBAGO, IL 61088-9678
Document Number0000008463
Map ReferenceBK30 PG 1
Instrument DateFeb 05, 2022
Instrument2208463
Transaction TypeTransfer
Record UpdatedMay 04, 2022
Title CompanyPROPERTY TITLE, PROPER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$207.75
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E BLUFF ST, WINNEBAGO, IL 61088-9678

Mortgage

Document Number0000008464
DateMar 17, 2022
Instrument2208464
Lender
NameFIRST NORTHERN CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4.25%

July 2021: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionWINNEBAGO IL
Recording DateJul 27, 2021
Property Address207 E BLUFF ST, WINNEBAGO, IL 61088-9678
Document Number0000026348
Map ReferenceDB 30 PG 1
Instrument DateJul 06, 2021
Instrument2126348
Transaction TypeForeclosure
Record UpdatedSep 01, 2021

Transaction

AmountAmount Recorded
Tax$192.75
Amount AccuracyTransfer Tax Exempt
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 PLANO PKWY, CARROLLTON, TX 75010-4900

August 2021: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionWINNEBAGO IL
Recording DateAug 25, 2021
Property Address207 E BLUFF ST, WINNEBAGO, IL 61088-9678
Document Number0000030145
Map ReferenceDB 30 PG 1
Instrument DateJul 06, 2021
Instrument2130145
Transaction TypeForeclosure
Record UpdatedOct 06, 2021

Transaction

AmountAmount Recorded
Tax$192.75
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 PLANO PKWY, CARROLLTON, TX 75010-4900

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address207 E BLUFF ST, WINNEBAGO, IL 61088-9678
Document Number0001005437
Instrument DateFeb 28, 2019
Transaction TypeMortgage
Record UpdatedMar 29, 2019
Title CompanySECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E BLUFF ST WINNEBAGO IL 610889678, WINNEBAGO, IL 61088-9678

Mortgage

Document Number0001005437
DateMar 07, 2019
Instrument1005437
Lender
NameNORTHWEST BK/ROCKFORD
TypeBank
AddressROCKFORD, IL 61103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 06, 2049
Interest
Rate TypeFixed Rate
Rate5.5%

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateMar 05, 2018
Property Address207 E BLUFF ST, WINNEBAGO, IL 61088-9678
Document Number0001006161
Instrument DateMar 02, 2018
Instrument1006161
Transaction TypeTransfer
Record UpdatedApr 02, 2018
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$132.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2052 AZURE CT ROCKFORD IL 611086708, ROCKFORD, IL 61108-6708

Mortgage

Document Number1006162
DateMar 05, 2018
Instrument1006162
Lender
NameNORTHWEST BK/ROCKFORD
TypeBank
AddressLOVES PARK, IL 61111
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6%

December 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWINNEBAGO IL
Recording DateDec 01, 2017
Property Address207 E BLUFF ST, WINNEBAGO, IL 61088-9678
Document Number0001038478
Instrument DateMar 24, 2014
Instrument1038478
Transaction TypeForeclosure
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionWinnebago Township
MunicipalityWinnebago Village
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$5,104.00$62,728 (+18.39%) Land $6,311 Building $56,417$188,184 (+18.39%) Land $18,933 Building $169,251
2022$52,983 Land $5,384 Building $47,599$158,949 Land $16,152 Building $142,797

Flood & Wildfire

207 E Bluff St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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