Winnebago County property record for 304 E Bluff St, Winnebago, IL 61088
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,264 sqft · built 1994 |
| Lot Size | 0.33 acres (14,365 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,500 (Oct 2008) |
| Tax Bill | $7,183 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 513C204 |
| Primary APN | 513C204 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,264 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 14,365 sqft (0.33 acres) |
| Lot Dimensions | 169 ft deep x 85 ft wide |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Deck Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 513C204 |
|---|---|
| Street Address | 304 E BLUFF ST |
| City | WINNEBAGO |
| State | IL |
| Zip | 61088-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDERSON-KISSACK SUB BNG REPLAT OF PTBLK 21 TOWN OF WINNEBAGO & PT SW1/4 SEC 9-26-11 LOT 4 |
| Legal Range | 11 |
| Legal Township | 26 |
| Legal Section | 9 |
| Legal Subdivision | WINNEBAGO |
| Legal Block | 21 |
| Legal Lot Number | 4 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | WINNEBAGO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 4200 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 E BLUFF ST, WINNEBAGO, IL 61088-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2008 · Amount on Record |
| Deed Sale | Oct 22, 2008 · Amount on Record |
| Deed Document Number | 2008850124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 304 E BLUFF ST, WINNEBAGO, IL 61088-9679 |
| Document Number | 0001014474 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 304 E BLUFF ST WINNEBAGO IL 610889679, WINNEBAGO, IL 61088-9679 |
| Document Number | 0001014474 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 1014474 |
| Name | MIDWEST CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 3, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Winnebago Township |
| Municipality | Winnebago Village |
| Unified School District | Winnebago Community Unit School District 323 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,183.00 | $92,833 (+31.49%) Land $11,808 Building $81,025 | $278,499 (+31.49%) Land $35,424 Building $243,075 |
| 2022 | Homeowner's exemption | $70,603 Land $9,071 Building $61,532 | $211,809 Land $27,213 Building $184,596 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNEBAGO serves 2,940 people · EPA ID IL2010500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Silo Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AaroBand, Xfinity.
5G (outdoors only) and 4G LTE
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