203 E Bluff St, Winnebago, IL 61088 Property Records

Winnebago County property record for 203 E Bluff St, Winnebago, IL 61088 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1972
Square Footage	1,226 sqft Living Area
Lot Size	13,230 sqft (0.304 acres)
Occupancy	Owner Occupied
Last Sale	$109,100 (2017)
Tax Bill	$4,232.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`512D368A`
Alternative APN	`1409304007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,226 sqft Living Area
Gross Area	2,144 sqft Gross Area
1st Floor	1,226 sqft 1st Floor
Basement Area	918 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	13,230 sqft (0.304 acres)
Depth X Width	135 ft x 98 ft Depth x Width
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	672 sqft Garage
Deck Area	168 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	512D368A
Street Address	203 E BLUFF ST
City	WINNEBAGO
State	IL
Zip	61088-9678
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT OF WINNEBAGO E 56 FT LOT2 & W 42 FT LT 003 BLOCK 015
Legal Subdivision	WINNEBAGO
Legal Block	015
Legal Lot Number	2,003
Jurisdiction	WINNEBAGO IL
Minor Civil Division	WINNEBAGO
Census Blockgroup	2
Census Block	2014
Census Tract	4200

Owner

Source: Winnebago County records · APN 512D368A

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 E BLUFF ST, WINNEBAGO, IL 61088-9678
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2017 · Amount on Record
Deed Sale	Oct 02, 2017 · Amount on Record
Record Refreshed	Sep 20, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 02, 2017
Property Address	203 E BLUFF ST, WINNEBAGO, IL 61088-9678
Document Number	0001031416
Instrument Date	Sep 29, 2017
Instrument	1031416
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	NORTHERN LAND TITLE CORPORATION, NLT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PERENE AVE BYRON IL 610109652, BYRON, IL 61010-9652

Mortgage

Document Number	1031417
Date	Oct 02, 2017
Instrument	1031417

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,232.00	$57,158 (+31.49%) Land $7,381 Building $49,777	$171,474 (+31.49%) Land $22,143 Building $149,331
2022	Homeowner's exemption	$43,471 Land $5,670 Building $37,801	$130,413 Land $17,010 Building $113,403

Flood & Wildfire

203 E Bluff St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.