Winnebago County property record for 302 E Bluff St, Winnebago, IL 61088
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,956 sqft · built 1900 |
| Lot Size | 0.771 acres (33,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,742 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 512D402B |
| Primary APN | 512D402B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,956 sqft Living Area |
| Gross Area | 3,824 sqft |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 868 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Level |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 33,600 sqft (0.771 acres) |
| Lot Dimensions | 192 ft deep x 175 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Pool Area | 648 sqft |
| Deck Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 512D402B |
|---|---|
| Street Address | 302 E BLUFF ST |
| City | WINNEBAGO |
| State | IL |
| Zip | 61088-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG PLAT OF WINNEBAGO BEG SW COR LT 7TH N 169 FT E 156.09 FT S 169 FT W 156.09 TO POB PT LT 5 & ALL LTS 6 & 7 BLK 21 |
| Legal Subdivision | WINNEBAGO |
| Legal Block | 21 |
| Legal Lot Number | 7 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | WINNEBAGO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 4200 |
Source: Winnebago County records · APN 512D402B
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 E BLUFF ST, WINNEBAGO, IL 61088-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 302 E BLUFF ST, WINNEBAGO, IL 61088-9679 |
| Document Number | 0001033677 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 302 E BLUFF ST WINNEBAGO IL 610889679, WINNEBAGO, IL 61088-9679 |
| Document Number | 0001033677 |
|---|---|
| Date | Oct 07, 2019 |
| Instrument | 1033677 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 06, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Winnebago Township |
| Municipality | Winnebago Village |
| Unified School District | Winnebago Community Unit School District 323 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,742.00 | $63,328 (+31.49%) Land $11,808 Building $51,520 | $189,984 (+31.49%) Land $35,424 Building $154,560 |
| 2022 | Homeowner's exemption | $48,163 Land $9,071 Building $39,092 | $144,489 Land $27,213 Building $117,276 |
Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), as of July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Silo Communications Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: AaroBand, Xfinity.
Based on FCC filings for 106 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system IL2010500, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINNEBAGO serves 2,940 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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