109 E Bluff St, Winnebago, IL 61088 Property Records

Winnebago County property record for 109 E Bluff St, Winnebago, IL 61088 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1975
Square Footage2,352 sqft Living Area
Lot Size16,284 sqft (0.374 acres)
GarageDetached, 576 sqft
OccupancyOwner Occupied
Tax Bill$3,620.00 (2025)

Property Details

APN / Parcel Number

Primary APN512D339A
Alternative APN
  • 1409304005

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area2,352 sqft Living Area
Gross Area2,752 sqft Gross Area
1st Floor1,176 sqft 1st Floor
Basement Area1,176 sqft Basement
Finished Basement1,176 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame Construction
Lot Area16,284 sqft (0.374 acres)
Depth X Width138 ft x 118 ft Depth x Width
DrivewayDriveway
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Deck Area200 sqft Deck

Utilities and HVAC

Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address109 E BLUFF ST
CityWINNEBAGO
StateIL
Zip61088-9676
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT OF WINNEBAGO SEWARD ST VAC BETW S LN BLUFF ST & N LN CNW R/R BETW BLKS 12 & 15 (EXC W 14 FT) ALL LOT5 BLOCK 12
Legal SubdivisionWINNEBAGO
Legal Block12
Legal Lot Number5
JurisdictionWINNEBAGO IL
Minor Civil DivisionWINNEBAGO
Census Blockgroup2
Census Block2014
Census Tract4200

Owner

Source: Winnebago County records · APN 512D339A

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address109 E BLUFF ST, WINNEBAGO, IL 61088-9676
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionWinnebago Township
MunicipalityWinnebago Village
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,620.00$54,758 (+31.48%) Land $8,857 Building $45,901$164,274 (+31.48%) Land $26,571 Building $137,703
2022Homeowner's exemption$41,646 Land $6,804 Building $34,842$124,938 Land $20,412 Building $104,526

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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