Macomb County property record for 20621 Pratt Rd, Armada, MI 48005
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,588 sqft · built 1900 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Jun 2014) |
| Tax Bill | $1,919 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02-04-200-005 |
| Primary APN | 13-02-04-200-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 868 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Lot Area | 61,855 sqft (1.42 acres) |
| Lot Width | 316 ft Width |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 20621 PRATT RD |
|---|---|
| City | ARMADA |
| State | MI |
| Zip | 48005-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG 1.75 |
| Legal Description | 02-04-200-005 20621 PRATT MI 48005 SEC 4 T5N R13E BEG AT E 1/4 POST SEC 4, TH S 88 DEG 20'W 316.0 FT, TH N 01 DEG 55' W 195.0 FT, TH N 88 DEG 20' E 316.0 FT, TH S 01 DEG 55' E 195 FT TO PT OF BEG. 1.42 A. |
| Legal Range | 13E |
| Legal Township | 05N |
| Legal Section | 04 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ARMADA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 212000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20621 PRATT RD, ARMADA, MI 48005-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2014 · Amount on Record |
| Deed Sale | Jun 30, 2014 · Amount on Record |
| Deed Document Number | 20144079046 |
| Deed Book / Page | 22887 / 714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20621 PRATT RD, ARMADA, MI 48005-1218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20621 PRATT RD, ARMADA, MI 48005-1218 |
| Document Number | 2300087325 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 29337/243 |
| Instrument | 202300087325 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 13, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20621 PRATT RD, ARMADA, MI 48005-1218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000092496 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 26896/218 |
| Instrument | 2092496 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Armada Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,900 (+24.89%) | $217,800 (+24.89%) | |
| 2025 | $1,919.00 (+16.44%) | ||
| 2023 | $87,200 | $174,400 | |
| 2022 | $1,648.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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